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7509 Irwin Rd, Charlotte, NC 28215 Property Records

Mecklenburg County property record for 7509 Irwin Rd, Charlotte, NC 28215

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,680 sqft · built 2019
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$224,500 (Feb 2020)
Tax Bill$2,668 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Dec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN108-044-36

Property Details

APN / Parcel Number

Primary APN108-044-36

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,680 sqft Living Area
Gross Area2,080 sqft
1st Floor Area640 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialAsphalt
Lot Area6,098 sqft (0.14 acres)
Garage TypeAttached
Garage Area400 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address7509 IRWIN RD
CityCHARLOTTE
StateNC
Zip28215-7892
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL6 M65-872
Legal SubdivisionFINAL PLAT ROBINSON PARK PHASE 1 MAP 3
Legal Block4
Legal Lot Number6
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2001
Census Tract5617

Owner

7509 Irwin Rd is owned and occupied by an individual who bought it in February 2020.

Source: Mecklenburg County records, as of August 25, 2026

Owner of RecordIndividual Name on File
Mailing Address7509 IRWIN RD, CHARLOTTE, NC 28215-7892
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 7, 2026Deed of Trust, Mortgage · Line of Credit
CAPITAL LENDING
Dec 30, 2021Deed of Trust, Mortgage · FHA Mortgage
BROKER SOLUTIONS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 21, 2020 · Amount on File
Deed SaleFeb 21, 2020 · Amount on File
Deed Document Number202024650
Deed Book / Page34302 / 856
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Recording DateAug 7, 2026
Property Address7509 IRWIN RD, CHARLOTTE, NC 28215-7892
Document Number0000085184
Book / Page40633 / 180
Instrument DateJul 31, 2026
Instrument202685184
Transaction TypeMortgage
Record UpdatedAug 25, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000085184,
DateAug 7, 2026
Book Page40633/180
Instrument202685184
Lender
NameCAPITAL LENDING
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 26, 2056
Interest
Max Rate-1%

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address7509 IRWIN RD, CHARLOTTE, NC 28215-7892
Transaction TypeMortgage
Record UpdatedMay 25, 2023
Title CompanyVANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000244652
DateDec 30, 2021
Book Page36925/21
Instrument2021244652
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
AddressTUSTIN, CA 92780
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 7509 Irwin Rd was $2,668.

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,668.00$325,200 Land $80,000 Building $245,200$325,200 Land $80,000 Building $245,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7509 Irwin Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7509 Irwin Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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