7509 28th St, Lubbock, TX 79407 Property Records

Lubbock County property record for 7509 28th St, Lubbock, TX 79407

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 2021
Lot Size	0.101 acres (4,392 sqft)
Owner	Individual Name on Record
Last Sale	$235,062 (Apr 2025)
Tax Bill	$3,906 (2025)
Deeds & Mortgages	Apr 2025 Second Mortgage Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R337104`

Property Details

APN / Parcel Number

Primary APN	`R337104`
Alternative APN	`R8829200000001620000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,296 sqft Living Area
Gross Area	1,572 sqft
1st Floor Area	1,296 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,392 sqft (0.101 acres)
Garage Type	Attached
Garage Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7509 28TH ST
City	LUBBOCK
State	TX
Zip	79407-1020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UPLAND CROSSING L 162
Legal Subdivision	UPLAND CROSSING
Legal Lot Number	162
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1014
Census Tract	10402

Owner

Source: Lubbock County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7509 28TH ST, LUBBOCK, TX 79407-1020
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TEXAS STATE AFFORDABLE HSNG CORP
Feb 7, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage TEXAS STATE AFFORDABLE HSNG CORP
Apr 16, 2025	Vendor's Lien, Transfer · FHA Mortgage ALLIANCE CU
Feb 7, 2022	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage TEXAS STATE AFFORDABLE HSNG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2025 · Amount on Record
Deed Sale	Apr 16, 2025 · Amount on Record
Prior Sale	Feb 7, 2022 · Amount on Record
Deed Document Number	202514506
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	7509 28TH ST, LUBBOCK, TX 79407-1020
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7509 28TH ST, LUBBOCK, TX 79407-1020

Mortgage

Document Number	0000014508
Date	Apr 16, 2025
Instrument	2025014508

Lender

Name	TEXAS STATE AFFORDABLE HSNG CORP
Type	Government Agency
Address	AUSTIN, TX 78752

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Apr 16, 2028

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	7509 28TH ST, LUBBOCK, TX 79407-1020
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7509 28TH ST, LUBBOCK, TX 79407-1020

Mortgage

Document Number	0000006200
Date	Feb 7, 2022
Instrument	2022006200

Lender

Name	TEXAS STATE AFFORDABLE HSNG CORP
Type	Government Agency
Address	AUSTIN, TX 78752

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Feb 4, 2025

April 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Apr 16, 2025
Property Address	7509 28TH ST, LUBBOCK, TX 79407-1020
Document Number	0000014506
Map Reference	DOC 2020020877
Instrument Date	Apr 16, 2025
Instrument	2025014506
Transaction Type	Transfer
Record Updated	Feb 20, 2026
Title Company	TRUE TITLE PARTNERS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7509 28TH ST, LUBBOCK, TX 79407-1020
Investor	Possibly a Property Investor

Mortgage

Document Number	0000014507
Date	Apr 16, 2025
Instrument	2025014507

Lender

Name	ALLIANCE CU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

February 2022: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Feb 7, 2022
Property Address	7509 28TH ST, LUBBOCK, TX 79407-1020
Document Number	0000006198
Map Reference	FILE 2020020877
Instrument Date	Feb 4, 2022
Instrument	2022006198
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 28, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6305 82ND ST, LUBBOCK, TX 79424-3681

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7509 28TH ST, LUBBOCK, TX 79407-1020

Mortgage

Document Number	0000006199
Date	Feb 7, 2022
Instrument	2022006199

Lender

Name	TEXAS STATE AFFORDABLE HSNG CORP
Type	Government Agency
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Frenship Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,906.00 (+4.16%)	$176,852 (+0.93%) Land $30,000 Building $146,852	$176,852 (+0.93%) Land $30,000 Building $146,852
2024	$3,750.00 (-4.63%)
2023	$3,932.00 (+15.82%)	$175,225 Land $35,000 Building $140,225	$175,225 Land $35,000 Building $140,225
2022	$3,395.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 627 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Metronet Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Telespan Fixed Wireless	100 / 40

May also be available: Verizon.

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