7507 Ternes St, Dearborn, MI 48126 Property Records

Wayne County property record for 7507 Ternes St, Dearborn, MI 48126

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,196 sqft · built 1948
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Nov 2020)
Tax Bill	$3,120 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`82-10-063-26-022`

Property Details

APN / Parcel Number

Primary APN	`82-10-063-26-022`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,196 sqft Living Area
1st Floor Area	808 sqft
Basement Area	808 sqft
Unfinished Basement	808 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Brick
Construction Type	Frame
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	111 ft deep x 35 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7507 TERNES ST
City	DEARBORN
State	MI
Zip	48126-1375
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 365 INCLUDING HALF OF THE VACATED ALLEY IN THE REAR THEREOF ROBT OAKMAN LAND COS WARREN GROVE SUB
Legal Subdivision	ROBERT OAKMANS LAND COS WARREN GROVE
Legal Lot Number	365
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	5
Census Block	5010
Census Tract	573800

Owner

Source: Wayne County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7507 TERNES ST, DEARBORN, MI 48126-1375
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2020 · Amount on Record
Deed Sale	Nov 5, 2020 · Amount on Record
Deed Document Number	2020313819
Deed Book / Page	56174 / 1325
Prior Transfer Date	Apr 21, 2016
Prior Transfer Doc	0558591389
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Nov 5, 2020
Property Address	7507 TERNES ST, DEARBORN, MI 48126-1375
Document Number	0561741325
Book / Page	56174 / 1325
Map Reference	LB 40 PG 91
Instrument Date	Oct 22, 2020
Instrument	2020313819
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,075.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30503 JEANINE ST, 30503, LIVONIA, MI 48152-3475

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7507 TERNES ST, DEARBORN, MI 48126-1375

Mortgage

Document Number	561741327
Date	Nov 5, 2020
Instrument	56174/1327

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,120.00 (+30.11%) Homeowner's exemption	$96,700 (+24.61%)	$193,400 (+24.61%)
2023		$77,600	$155,200
2019	$2,398.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 884 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20