7507 Shepherd Ave, Spring Hill, FL 34606 Property Records

Hernando County property record for 7507 Shepherd Ave, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,235 sqft · built 1985
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$186,000 (Oct 2020)
Tax Bill	$3,415 (2025)
Deeds & Mortgages	Mar 2026 Mortgage May 2017 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5040-0194-0190`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5040-0194-0190`
Alternative APNs	`00242035` `242035`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,235 sqft Living Area
Gross Area	2,018 sqft
1st Floor Area	1,235 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1995
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	343 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00242035
Street Address	7507 SHEPHERD AVE
City	SPRING HILL
State	FL
Zip	34606-6547
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 4 BLK 194 LOT 19 ORB 359 PG 712
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 4
Legal Block	194
Legal Lot Number	19
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2004
Census Tract	41402

Owner

Source: Hernando County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7507 SHEPHERD AVE, SPRING HILL, FL 34606-6547
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 4, 2017	Deed of Trust, Mortgage · Commercial Mortgage BRANNEN BANK
Nov 20, 2018	Deed of Trust, Mortgage · Commercial Mortgage BRANNEN BANK
May 27, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BRANNEN BANK
Oct 16, 2020	Warranty Deed, Transfer · FHA Mortgage EQUITY PRIME MTG
Oct 19, 2018	Quit Claim Deed, Subdivision Related Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2020 · Amount on Record
Deed Sale	Oct 16, 2020 · Amount on Record
Prior Sale	Aug 27, 2015 · Amount on Record
Deed Document Number	202064665
Deed Book / Page	3900 / 1801
Prior Transfer Date	Oct 18, 2018
Prior Transfer Doc	0036341391
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	7507 SHEPHERD AVE, SPRING HILL, FL 34606-6547
Transaction Type	Mortgage
Record Updated	Apr 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7507 SHEPHERD AVE, SPRING HILL, FL 34606-6547

Mortgage

Document Number	0046861475
Date	Mar 24, 2026
Book Page	4686/1475
Instrument	2026019800

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	FISHERS, IN 46037

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	296 Months
Due	Nov 1, 2050

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	7507 SHEPHERD AVE, SPRING HILL, FL 34606-6547
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034661105
Date	May 4, 2017
Book Page	3466/1105
Instrument	2017025437

Lender

Name	BRANNEN BANK
Type	Bank
Address	INVERNESS, FL 34451

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 2, 2022

Interest

Rate Type	Adjustable Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	7507 SHEPHERD AVE, SPRING HILL, FL 34606-6547
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036440674
Date	Nov 20, 2018
Book Page	3644/0674
Instrument	2018069823

Lender

Name	BRANNEN BANK
Type	Bank
Address	INVERNESS, FL 34451

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2048

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	7507 SHEPHERD AVE, SPRING HILL, FL 34606-6547
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038431918
Date	May 27, 2020
Book Page	3843/1918
Instrument	2020031628

Lender

Name	BRANNEN BANK
Type	Bank
Address	INVERNESS, FL 34450

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 16, 2020
Property Address	7507 SHEPHERD AVE, SPRING HILL, FL 34606-6547
Document Number	0039001801
Book / Page	003900 / 001801
Instrument Date	Oct 13, 2020
Instrument	64665
Transaction Type	Transfer
Record Updated	Nov 9, 2020
Title Company	SOUTHEAST TITLE/THE SUNCOAST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,302.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7507 SHEPHERD AVE SPRING HILL FL 346066547, SPRING HILL, FL 34606-6547

Mortgage

Document Number	39001803
Date	Oct 16, 2020
Book Page	003900/001803
Instrument	64666

Lender

Name	EQUITY PRIME MTG
Address	ATLANTA, GA 30328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2050

October 2018: Quit Claim Deed, Subdivision Related Transfer

Document Type	Quit Claim Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 19, 2018
Property Address	7507 SHEPHERD AVE, SPRING HILL, FL 34606-6547
Document Number	0036341391
Book / Page	003634 / 001391
Instrument Date	Oct 18, 2018
Instrument	63712
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 15, 2018

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7507 SHEPHERD AVE SPRING HILL FL 346066547, SPRING HILL, FL 34606-6547

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,415.00 (+33.09%)	$184,148 (+21%)	$199,216 (+3.54%) Land $30,500 Building $168,716
2023		$152,188 (-14.06%) Land $152,188
2022	$2,566.00	$177,092 Land $21,100 Building $155,992	$192,405 Land $28,000 Building $164,405

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50

May also be available: T-Mobile.

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