7507 McCulloch Rd, Temple, TX 76502 Property Records

Bell County property record for 7507 McCulloch Rd, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	2,070 sqft · built 2019
Lot Size	0.164 acres (7,175 sqft)
Owner	2 Individual Names on Record
Last Sale	$278,763 (Apr 2023)
Tax Bill	$5,569 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Jun 2022 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0922919076`

Property Details

APN / Parcel Number

Primary APN	`0922919076`
Alternative APNs	`489123` `206909`

Interior

Stories	1 Story
Building Area	2,070 sqft Living Area
1st Floor Area	2,070 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stone
Roof Type	Gable
Lot Area	7,175 sqft (0.164 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7507 MCCULLOCH RD
City	TEMPLE
State	TX
Zip	76502-6107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE RESERVE AT PEA RIDGE PHASE I, BLOCK 005, LOT 0009
Legal Subdivision	THE RESERVE AT PEA RIDGE PHASE I
Legal Block	5
Legal Lot Number	9
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1025
Census Tract	20301

Owner

Source: Bell County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7507 MCCULLOCH RD, TEMPLE, TX 76502-6107
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2023	Vendor's Lien, Transfer · VA Mortgage GUARANTEED RATE INC
Jun 15, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TEXELL CU
Aug 17, 2021	Vendor's Lien, Transfer · Conventional Mortgage TEXELL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2023 · Amount on Record
Deed Sale	Apr 17, 2023 · Amount on Record
Prior Sale	Aug 17, 2021 · Amount on Record
Deed Document Number	202315970
Prior Transfer Date	Aug 16, 2021
Prior Transfer Doc	0000052962
Record Updated	Sep 20, 2026

April 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Apr 17, 2023
Property Address	7507 MCCULLOCH RD, TEMPLE, TX 76502-6107
Document Number	0000015970
Map Reference	DOC 2019-45A&B
Instrument Date	Apr 14, 2023
Instrument	2023015970
Transaction Type	Transfer
Record Updated	Apr 26, 2023
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO K

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7507 MCCULLOCH RD, TEMPLE, TX 76502-6107

Mortgage

Document Number	0000015971
Date	Apr 17, 2023
Instrument	2023015971

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	7507 MCCULLOCH RD, TEMPLE, TX 76502-6107
Transaction Type	Mortgage
Record Updated	Jun 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038200
Date	Jun 15, 2022
Instrument	2022038200

Lender

Name	TEXELL CU
Type	Credit Union
Address	TEMPLE, TX 76501

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2037

August 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Aug 17, 2021
Property Address	7507 MCCULLOCH RD, TEMPLE, TX 76502-6107
Document Number	0000052962
Instrument Date	Aug 16, 2021
Instrument	2021052962
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	CENTRALAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7353 W ADAMS AVE, 7353, TEMPLE, TX 76502-5539

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7507 MCCULLOCH RD, TEMPLE, TX 76502-6107

Mortgage

Document Number	0000052963
Date	Aug 17, 2021
Instrument	2021052963

Lender

Name	TEXELL CU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,569.00 (-27.6%)	$317,768 (-5.18%) Land $40,000 Building $277,768	$317,768 (-5.18%) Land $40,000 Building $277,768
2023	$7,692.00 (+9.4%)	$335,123 Land $40,000 Building $295,123	$335,123 Land $40,000 Building $295,123
2022	$7,031.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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