7507 Kreth Rd, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 7507 Kreth Rd, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,227 sqft · built 2010
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Company Names on Record
Last Sale	$229,000 (Apr 2003)
Tax Bill	$6,193 (2025)
Deeds & Mortgages	Nov 2025 Second Mortgage Jun 2021 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`242-0381-008-0000`

Property Details

APN / Parcel Number

Primary APN	`242-0381-008-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,227 sqft Living Area
1st Floor Area	1,947 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	L-Shape
Exterior Material	Block
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Pool Area	21,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7507 KRETH RD
City	FAIR OAKS
State	CA
Zip	95628-5712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	BANNISTER HEIGHTS, LOT 2
Legal Subdivision	BANNISTER HEIGHTS
Legal Lot Number	2
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2002
Census Tract	8010

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	7507 KRETH RD, FAIR OAKS, CA 95628-5712
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jun 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 5, 2021	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Feb 11, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Nov 5, 2021	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jun 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LN SERVICING
Jul 18, 2017	Quit Claim Deed, Mortgage · FHA Mortgage CASHCALL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2003 · Amount on Record
Deed Sale	Apr 11, 2003 · Amount on Record
Deed Book / Page	20030411 / 2083
Last Transfer Date	Nov 13, 2024
Transfer Doc	2024001104
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7507 KRETH RD, FAIR OAKS, CA 95628-5712
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7507 KRETH RD, FAIR OAKS, CA 95628-5712

Mortgage

Document Number	0000000438
Date	Nov 4, 2025
Instrument	202511040438

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2040

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7507 KRETH RD, FAIR OAKS, CA 95628-5712
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	MADISON SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7507 KRETH RD, FAIR OAKS, CA 95628-5712

Mortgage

Document Number	0000000895
Date	Jun 23, 2021
Instrument	202106230895

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Apr 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7507 KRETH RD, FAIR OAKS, CA 95628-5712
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7507 KRETH RD, FAIR OAKS, CA 95628-5712
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000110
Date	Nov 5, 2021
Instrument	2021110500110

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7507 KRETH RD, FAIR OAKS, CA 95628-5712
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7507 KRETH RD, FAIR OAKS, CA 95628-5712

Mortgage

Document Number	0000000053
Date	Feb 11, 2025
Instrument	202502110053

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2045

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7507 KRETH RD, FAIR OAKS, CA 95628-5712
Transaction Type	Mortgage
Record Updated	Nov 18, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7507 KRETH RD, FAIR OAKS, CA 95628-5712

Mortgage

Document Number	2021110500110
Date	Nov 5, 2021
Instrument	2021110500110

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7507 KRETH RD, FAIR OAKS, CA 95628-5712
Transaction Type	Mortgage
Record Updated	Jul 7, 2021
Title Company	MADISON SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7507 KRETH RD, FAIR OAKS, CA 95628-5712

Mortgage

Document Number	6230000000895
Date	Jun 23, 2021
Book Page	20210623/895

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Apr 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7507 KRETH RD, FAIR OAKS, CA 95628-5712
Document Number	1904170448
Instrument Date	Apr 9, 2019
Transaction Type	Mortgage
Record Updated	Apr 29, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7507 KRETH RD FAIR OAKS CA 956285712, FAIR OAKS, CA 95628-5712

Mortgage

Document Number	1904170448
Date	Apr 17, 2019
Instrument	1904170448

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2049

July 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 18, 2017
Property Address	7507 KRETH RD, FAIR OAKS, CA 95628-5712
Document Number	1707181899
Instrument Date	Jul 13, 2017
Instrument	1707181899
Transaction Type	Mortgage
Record Updated	Jul 26, 2017
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7507 KRETH RD FAIR OAKS CA 956285712, FAIR OAKS, CA 95628-5712

Mortgage

Document Number	1707181900
Date	Jul 18, 2017
Instrument	1707181900

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$526,634 (+2%) Land $148,430 Building $378,204
2025	$6,193.00 (+0.8%)	$516,309 (+4.04%) Land $145,520 Building $370,789
2024	$6,144.00 (+3.04%)
2023	$5,963.00 (+0.4%) Homeowner's exemption	$496,262 Land $139,870 Building $356,392
2022	$5,939.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (1995–1997)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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