7505 Zoe Ct, Roscoe, IL 61073 Property Records

Winnebago County property record for 7505 Zoe Ct, Roscoe, IL 61073

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,175 sqft · built 2004
Lot Size	1.61 acres (70,132 sqft)
Owner	2 Individual Names on File
Tax Bill	$16,260 (2025)
Deeds & Mortgages	Nov 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`04-35-126-029`

Property Details

APN / Parcel Number

Primary APN	`04-35-126-029`
Alternative APN	`435126029`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,175 sqft Living Area
Basement Area	3,175 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	70,132 sqft
Garage Area	985 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	7505 ZOE CT
City	ROSCOE
State	IL
Zip	61073-8112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	BRIARCLIFF MANOR NO 3 PT NE1/4 NW1/4 SEC 35-46-2 LT 61 & BEG NE COR LT 62 NLY 84.45 FT SW 56.55 FT SE 34.19 FT SE7.77 FT SE 38.53 FT TH NW 48.55 FT TO
Legal Range	2
Legal Township	46
Legal Section	35
Legal Subdivision	BRIARCLIFF MANOR 03
Legal Lot Number	61,62
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROSCOE
Census Block Group	2
Census Block	2002
Census Tract	3903

Owner

7505 Zoe Ct is owned and occupied by two individuals.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7505 ZOE CT, ROSCOE, IL 61073-8112
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	7505 ZOE CT, ROSCOE, IL 61073-8112
Document Number	0001034041
Instrument Date	Nov 3, 2018
Transaction Type	Mortgage
Record Updated	Dec 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7505 ZOE CT ROSCOE IL 610738112, ROSCOE, IL 61073-8112

Mortgage

Document Number	0001034041
Date	Nov 27, 2018
Instrument	1034041

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 26, 2048

Interest

Rate Type	Adjustable Rate
Rate	6.63%

Tax Assessment & Valuation

The 2025 property tax bill for 7505 Zoe Ct was $16,260 with a homeowner's exemption.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Roscoe Township
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Kinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,260.00	$214,759 Land $32,834 Building $181,925	$644,277 Land $98,502 Building $545,775
2022	Homeowner's exemption	$160,915 Land $24,602 Building $136,313	$482,745 Land $73,806 Building $408,939

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7505 Zoe Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7505 Zoe Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20