7505 el Retiro Ave, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 7505 el Retiro Ave, Atascadero, CA 93422

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,542 sqft · built 1988
Lot Size	0.436 acres (19,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$799,000 (Jan 2026)
Tax Bill	$4,453 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`031-115-002`

Property Details

APN / Parcel Number

Primary APN	`031-115-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,542 sqft Living Area
1st Floor Area	1,542 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Wood
Lot Area	19,000 sqft (0.436 acres)
Terrain	Steep
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	7505 EL RETIRO AVE
City	ATASCADERO
State	CA
Zip	93422-3721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LSFY
Legal Description	CY ATAS ATAS BL ZB LT 25
Legal Subdivision	ATASCADERO
Legal Block	2
Legal Lot Number	25
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	2
Census Block	2009
Census Tract	12601

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7505 EL RETIRO AVE, ATASCADERO, CA 93422-3721
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2026	Grant Deed, Transfer · FHA Mortgage RESICENTRAL LLC
Feb 23, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage 5TH STREET CAPITAL INC
Jan 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2026 · Amount on Record
Deed Sale	Jan 26, 2026 · Amount on Record
Prior Sale	Sep 30, 2011 · Amount on Record
Deed Document Number	20262227
Prior Transfer Date	Feb 17, 2022
Prior Transfer Doc	0000008383
Record Updated	Sep 20, 2026

January 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 26, 2026
Property Address	7505 EL RETIRO AVE, ATASCADERO, CA 93422-3721
Document Number	0000002227
Map Reference	MB 4 PG 50-B
Instrument Date	Dec 1, 2025
Instrument	2026002227
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	7505 EL RETIRO AVE, ATASCADERO, CA 93422-3721

Mortgage

Document Number	0000002228
Date	Jan 26, 2026
Instrument	2026002228

Lender

Name	RESICENTRAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 23, 2022
Property Address	7505 EL RETIRO AVE, ATASCADERO, CA 93422-3721
Document Number	0000008383
Map Reference	MB 4 PG 50-B
Instrument Date	Feb 17, 2022
Instrument	2022008383
Transaction Type	Transfer
Record Updated	Mar 2, 2022
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7505 EL RETIRO AVE, ATASCADERO, CA 93422-3721

Mortgage

Document Number	0000008384
Date	Feb 23, 2022
Instrument	2022008384

Lender

Name	5TH STREET CAPITAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Mar 1, 2062

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Mar 1, 2027
Change Frequency	6 Months
Min Rate At Change	3.5%
Max Rate At Change	7.37%
Index	Other
Max Rate	10.3%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	7505 EL RETIRO AVE, ATASCADERO, CA 93422-3721
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001760
Date	Jan 12, 2017
Instrument	2017001760

Lender

Name	PROVIDENT SAVINGS BANK FSB
Type	Bank
Address	RIVERSIDE, CA 92506

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atascadero City
County	San Luis Obispo County
Unified School District	Atascadero Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$404,840 (+2%) Land $217,794 Building $187,046
2025	$4,453.00 (+4.97%) Homeowner's exemption	$396,903 (+4.04%) Land $213,524 Building $183,379
2023	$4,242.00 (+1.29%) Homeowner's exemption	$381,493 Land $205,234 Building $176,259
2022	$4,188.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATASCADERO MUTUAL WATER CO private · serves 33,307 people · EPA ID CA4010002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: AT&T, Ranch Wifi, T-Mobile.

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