Wake County property record for 7505 Chouder Ln, Wake Forest, NC 27587
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,303 sqft · built 1994 |
| Lot Size | 1.48 acres (64,469 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $217,000 (May 1994) |
| Tax Bill | $2,821 (2023) |
| Deeds & Mortgages | Mar 2021 Mortgage Jun 2019 Loan Modification + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1831.01-19-1220 0199822 |
| Primary APN | 1831.01-19-1220 0199822 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,303 sqft Heated Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 64,469 sqft (1.48 acres) |
| Garage Area | 513 sqft |
| Porch | Porch |
| Porch Area | 296 sqft |
| Deck Area | 262 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0199822 |
|---|---|
| Old Parcel Number | 019982201 |
| Street Address | 7505 CHOUDER LN |
| City | WAKE FOREST |
| State | NC |
| Zip | 27587-5410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-40W |
| Legal Description | LO32 CHAUNCEYS @ TWIN CEDARS PH2 BM1993-00999 |
| Legal Township | 14 |
| Legal Subdivision | CHAUNCEYS TWIN CEDARS PH 2 |
| Legal Phase | 2 |
| Legal Lot Number | 32 |
| Jurisdiction | WAKE NC |
| Township / Civil Division | NEW LIGHT |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 53901 |
7505 Chouder Ln is owned and occupied by two individuals who bought it in May 1994.
Source: Wake County records, as of April 18, 2024
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7505 CHOUDER LN, WAKE FOREST, NC 27587-5410 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jun 17, 2019 | Loan Modification, Mortgage · Conventional with PMI DAVID L MILAM |
| Jun 17, 2019 | Deed of Trust, Mortgage · Conventional with PMI STATE EMPS CU |
| May 3, 2017 | Deed of Trust, Mortgage · Line of Credit STATE EMPS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 16, 1994 · Amount on File |
| Deed Sale | May 16, 1994 · Amount on File |
| Deed Document Number | 0006129518 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 7505 CHOUDER LN, WAKE FOREST, NC 27587-5410 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Title Company | SERVICELINK EAST |
| Name | Verified Name |
|---|
| Document Number | 183711420 |
|---|---|
| Date | Mar 1, 2021 |
| Book Page | 18371/1420 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 7505 CHOUDER LN, WAKE FOREST, NC 27587-5410 |
| Document Number | 176231792 |
| Instrument Date | Jun 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 25279 RALEIGH NC 276115279, RALEIGH, NC 27611-5279 |
| Document Number | 176231792 |
|---|---|
| Date | Oct 24, 2019 |
| Book Page | 017623/001792 |
| Name | DAVID L MILAM |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 7505 CHOUDER LN, WAKE FOREST, NC 27587-5410 |
| Document Number | 174921301 |
| Instrument Date | Jun 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 7505 CHOUDER LN WAKE FOREST NC 275875410, WAKE FOREST, NC 27587-5410 |
| Document Number | 174921301 |
|---|---|
| Date | Jul 1, 2019 |
| Book Page | 017492/001301 |
| Name | STATE EMPS CU |
|---|---|
| Address | RALEIGH, NC 27611-5279 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 30, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 7505 CHOUDER LN, WAKE FOREST, NC 27587-5410 |
| Document Number | 167760914 |
| Instrument Date | May 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2018 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|
| Document Number | 167760914 |
|---|---|
| Date | May 9, 2017 |
| Book Page | 016776/000914 |
| Name | STATE EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | WAKE FOREST, NC 27587 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
Source: Wake County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wake County |
| Unified School District | Wake County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,821.00 | $359,256 Land $80,000 Building $279,256 | $359,256 Land $80,000 Building $279,256 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7505 Chouder Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7505 Chouder Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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