7504 Ligustrum, Punta Gorda, FL 33955 Property Records

Charlotte County property record for 7504 Ligustrum, Punta Gorda, FL 33955

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,775 sqft · built 1998
Lot Size	0.222 acres (9,673 sqft)
Owner	2 Individual Names on Record
Last Sale	$248,000 (Sep 2020)
Tax Bill	$3,076 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Sep 2020 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`412333260004`

Property Details

APN / Parcel Number

Primary APN	`412333260004`
Alternative APNs	`00952620193206` `10004712798`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,775 sqft Living Area
Gross Area	2,628 sqft
1st Floor Area	1,775 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	9,673 sqft (0.222 acres)
Garage Type	Attached
Garage Area	500 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed/Screened Porch
Porch Area	353 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00952620193206
Street Address	7504 LIGUSTRUM
City	PUNTA GORDA
State	FL
Zip	33955-1161
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GS-3.5
Legal Description	PUNTA GORDA ISLES SEC18 BLK398 LT32 948/1293 1041/1929 DC1082/757 PR90-314 1118/518 1557/1555 DC3371/708-FS PR09-440-ADS DC3371/706-ADS LOA3372/1875 ODH3404/1133 3685/445 4321/947 4463/1845 4572/1439 4633/125
Legal Range	23E
Legal Township	41S
Legal Section	33
Legal Subdivision	PUNTA GORDA ISLES
Legal Tract	PGI
Legal Block	398
Legal Lot Number	32
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	2
Census Block	2018
Census Tract	10505

Owner

Source: Charlotte County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7504 LIGUSTRUM, PUNTA GORDA, FL 33955-1161
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Sep 18, 2020	Warranty Deed, Transfer SUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TITLE & CLOSINGS
May 7, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 24, 2019	Warranty Deed, Transfer ALL COAST TITLE AND ESCROW, ALL COAST TITLE & ESCROW
May 31, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2020 · Amount on Record
Deed Sale	Sep 18, 2020 · Amount on Record
Prior Sale	Jul 24, 2019 · Amount on Record
Deed Document Number	20202852842
Deed Book / Page	4633 / 125
Prior Transfer Date	May 6, 2020
Prior Transfer Doc	0045721439
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	7504 LIGUSTRUM, PUNTA GORDA, FL 33955-1161
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	IDEAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7504 LINGSTRUM, PUNTA GORDA, FL 33955

Mortgage

Document Number	0046761998
Date	Dec 14, 2020
Book Page	4676/1998
Instrument	2882824

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Nov 1, 2035

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Sep 18, 2020
Property Address	7504 LIGUSTRUM, PUNTA GORDA, FL 33955-1161
Document Number	0046330125
Book / Page	004633 / 000125
Instrument Date	Sep 18, 2020
Instrument	2852842
Transaction Type	Transfer
Record Updated	Oct 21, 2020
Title Company	SUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TITLE & CLOSINGS

Transaction

Amount	Amount Recorded
Tax	$1,736.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7504 LIGUSTRUM PUNTA GORDA FL 339551161, PUNTA GORDA, FL 33955-1161

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLOTTE FL
Recording Date	May 7, 2020
Property Address	7504 LIGUSTRUM, PUNTA GORDA, FL 33955-1161
Document Number	0045721439
Book / Page	004572 / 001439
Instrument Date	May 6, 2020
Instrument	2809799
Transaction Type	Transfer
Record Updated	Jun 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	7504 LIGUSTRUM PUNTA GORDA FL 339551161, PUNTA GORDA, FL 33955-1161

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jul 24, 2019
Property Address	7504 LIGUSTRUM, PUNTA GORDA, FL 33955-1161
Document Number	0044631845
Book / Page	004463 / 001845
Instrument Date	Jul 24, 2019
Instrument	2729060
Transaction Type	Transfer
Record Updated	Aug 13, 2019
Title Company	ALL COAST TITLE AND ESCROW, ALL COAST TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$1,666.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7504 LIGUSTRUM PUNTA GORDA FL 339551161, PUNTA GORDA, FL 33955-1161

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	May 31, 2018
Property Address	7504 LIGUSTRUM, PUNTA GORDA, FL 33955-1161
Document Number	0043210947
Book / Page	004321 / 000947
Instrument Date	May 30, 2018
Instrument	2617064
Transaction Type	Transfer
Record Updated	Jun 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,324.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2221 DULANY TER WESTMINSTER MD 211577705, WESTMINSTER, MD 21157-7705

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Municipality	Punta Gorda City
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,076.00 (+2.53%) Homeowner's exemption	$226,126 (+5.99%)	$282,059 (-4.2%) Land $46,750 Building $235,309
2024	$3,000.00 (+1.9%)
2023	$2,944.00 (+3.08%) Homeowner's exemption	$213,352 (+3%)	$294,439 (+19.29%) Land $57,000 Building $237,439
2022	$2,856.00 Homeowner's exemption	$207,138	$246,820 Land $46,750 Building $200,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 269 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	269 in force
Nearby Flood Claims	6 (2004–2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Verizon.

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