7504 E Bluff Dr, Penn Yan, NY 14527 Property Records

Yates County and Jerusalem Town property record for 7504 E Bluff Dr, Penn Yan, NY 14527

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,274 sqft · built 1998
Lot Size	0.84 acres (36,590 sqft)
Owner	2 Individual Names on Record
Last Sale	$526,000 (Dec 2025)
Tax Bill	$11,334 (2026)
Deeds & Mortgages	Sep 2019 Line of Credit Dec 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0909-000`

Property Details

APN / Parcel Number

Primary APN	`0909-000`
Alternative APNs	`268910302600010060000000` `572689 103.26-1-6`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,274 sqft Living Area
1st Floor Area	1,274 sqft
Game Room	Game Room

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	36,590 sqft (0.84 acres)
Lot Dimensions	1 ft deep x 75 ft wide
View / Lot	Waterfront

Exterior Amenities

Porch	Slab
Porch Area	286 sqft
Shed	1 Shed
Boat Access	Boat Access

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0909-000
Street Address	7504 E BLUFF DR
City	PENN YAN
State	NY
Zip	14527-9086
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Subdivision	KEUKA VIEW ESTATES SUBDIVISION
Legal Block	1
Legal Lot Number	6.000
Jurisdiction	YATES NY
Township / Civil Division	JERUSALEM
Census Block Group	4
Census Block	4024
Census Tract	150400

Owner

Source: Yates County and Jerusalem Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7504 E BLUFF DR, PENN YAN, NY 14527-9086
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2019	Deed of Trust, Mortgage · Line of Credit USNY BANK
Dec 16, 2025	Warranty Deed, Transfer
Oct 14, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 2, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2025 · Amount on Record
Deed Sale	Dec 16, 2025 · Amount on Record
Prior Sale	Oct 14, 2025 · Amount on Record
Deed Document Number	20252025-19188
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YATES NY
Property Address	7504 E BLUFF DR, PENN YAN, NY 14527-9086
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1136/045
Date	Sep 26, 2019
Book Page	MT 1136/045
Instrument	2019-00002217

Lender

Name	USNY BANK
Type	Bank
Address	PENN YAN, NY 14527

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YATES NY
Recording Date	Dec 16, 2025
Property Address	7504 E BLUFF DR, PENN YAN, NY 14527-9086
Document Number	0202519188
Instrument Date	Dec 10, 2025
Instrument	2025-19188
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Tax	$2,104.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 KEUKA VIEW ESTATES RD, PENN YAN, NY 14527-9440

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7504 E BLUFF DR, PENN YAN, NY 14527-9086

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YATES NY
Recording Date	Oct 14, 2025
Property Address	7504 E BLUFF DR, PENN YAN, NY 14527-9086
Document Number	0202518642
Map Reference	FILE 98-154
Instrument Date	Oct 9, 2025
Instrument	2025-18642
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,570.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7504 E BLUFF DR, PENN YAN, NY 14527-9086

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 HIGH MDW, PENFIELD, NY 14526-1038

Mortgage

Document Number	0202518643
Date	Oct 14, 2025
Instrument	2025-18643

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2045

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YATES NY
Recording Date	Apr 2, 2019
Property Address	7504 E BLUFF DR, PENN YAN, NY 14527-9086
Document Number	0DE751/106
Book / Page	DE 751 / 106
Map Reference	FILE 98-154
Instrument Date	Apr 1, 2019
Instrument	2019-00000682
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Tax	$1,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7504 E BLUFF DR, PENN YAN, NY 14527-9086

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1452 STATE ROUTE 14A, PENN YAN, NY 14527-9105

Tax Assessment & Valuation

Source: Yates County and Jerusalem Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Yates County
County Subdivision	Jerusalem Town
Unified School District	Penn Yan Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,334.00 (+2.3%)
2025	$11,079.00 (-10.04%)	$769,100 (+0.33%) Land $366,600 Building $402,500	$818,191 (+6.73%) Land $390,000 Building $428,191
2024	$12,316.00 (+53.97%)	$766,600 (+82.96%) Land $366,600 Building $400,000	$766,600 (+55.52%) Land $366,600 Building $400,000
2023		$419,000 Land $291,400 Building $127,600	$492,941 Land $342,823 Building $150,118
2020	$7,999.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	13 (1996–2014)
Claims Outside the SFHA	2 of 13
Most Recent Claim	May 2014 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2014 · 10 claims Severe Storms, Flooding, Tornadoes, And Straight-line Winds, Apr 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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