7501 Pilot Cove Ct, Denver, NC 28037 Property Records

Lincoln County property record for 7501 Pilot Cove Ct, Denver, NC 28037

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,412 sqft · built 1998
Lot Size0.025 acres (1,089 sqft)
Owner2 Individual Names on File
Last Sale$222,000 (Dec 2021)
Tax Bill$1,532 (2026)
Deeds & MortgagesJul 2020 Mortgage
Dec 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN4602-61-0777

Property Details

APN / Parcel Number

Primary APN4602-61-0777
Alternative APNs
  • 460204610777
  • 288787
  • 75445

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,412 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area1,089 sqft (0.025 acres)

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number288787
Street Address7501 PILOT COVE CT
CityDENVER
StateNC
Zip28037-9450
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeELDD PD-MU
Legal Description#2 BLD #9 UNIT WATERSIDE
Legal SubdivisionWATERSIDE CROSSING TOWNHOMES
Legal Lot Number9
JurisdictionLINCOLN NC
Township / Civil DivisionCATAWBA SPRINGS
Census Block Group2
Census Block2009
Census Tract71102

Owner

7501 Pilot Cove Ct, a condominium, is owned and occupied by two individuals who bought it in December 2021.

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address7501 PILOT COVE CT, DENVER, NC 28037-9450
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
PEOPLES BANK
Dec 22, 2021Special Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Oct 13, 2021Warranty Deed, Transfer
ZILLOW CLOSING SERVICES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 22, 2021 · Amount on File
Deed SaleDec 22, 2021 · Amount on File
Prior SaleOct 13, 2021 · Amount on File
Deed Document Number2021644821
Deed Book / Page3120 / 812
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address7501 PILOT COVE CT, DENVER, NC 28037-9450
Transaction TypeMortgage
Record UpdatedAug 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002929241
DateJul 20, 2020
Book Page2929/241
Instrument612342
Lender
NamePEOPLES BANK
TypeBank
AddressNEWTON, NC 28658
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueAug 1, 2035

December 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionLINCOLN NC
Recording DateDec 22, 2021
Property Address7501 PILOT COVE CT, DENVER, NC 28037-9450
Document Number0003120812
Book / Page3120 / 812
Map ReferenceMB 9 PG 67
Instrument DateDec 6, 2021
Instrument644821
Transaction TypeTransfer
Record UpdatedAug 23, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$444.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1301 2ND AVE # AVE31, 1301, SEATTLE, WA 98101-3800

Transferred To (Grantee/Buyer)

NameVerified Name
Address7501 PILOT COVE CT, DENVER, NC 28037-9450

Mortgage

Document Number0000644822
DateDec 22, 2021
Instrument644822
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2052

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN NC
Recording DateOct 13, 2021
Property Address7501 PILOT COVE CT, DENVER, NC 28037-9450
Document Number0003094899
Book / Page3094 / 899
Map ReferenceMB 9 PG 279
Instrument DateOct 13, 2021
Instrument640575
Transaction TypeTransfer
Record UpdatedAug 23, 2022
Title CompanyZILLOW CLOSING SERVICES LLC

Transaction

AmountAmount on Record
Tax$509.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2480 RIPARIAN WAY, 2480, DENVER, NC 28037-7933

Transferred To (Grantee/Buyer)

NameVerified Name
Address1301 2ND AVE FL 31, 31, SEATTLE, WA 98101-0003
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 7501 Pilot Cove Ct was $1,532.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLincoln County
Unified School DistrictLincoln County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,532.00$230,583 Land $27,000 Building $203,583$230,583 Land $27,000 Building $203,583
2023$1,506.00$230,583 Land $27,000 Building $203,583$230,583 Land $27,000 Building $203,583

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7501 Pilot Cove Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7501 Pilot Cove Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLINCOLN COUNTY WTP
serves 49,693 people · EPA ID NC0155035
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

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