Carter County property record for 75 Wolf Crk, Grayson, KY 41143
| Property Type | Single Family Home |
|---|---|
| Details | 1,512 sqft |
| Lot Size | 1.26 acres (54,886 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $370,000 (Feb 2025) |
| Tax Bill | $3,156 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage May 2024 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 097-00-00-079.01 |
| Primary APN | 097-00-00-079.01 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,512 sqft Living Area |
| Lot Area | 54,886 sqft (1.26 acres) |
|---|
| Account Number | 35924 |
|---|---|
| Street Address | 75 WOLF CRK |
| City | GRAYSON |
| State | KY |
| Zip | 41143-8572 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & 1.26 ACRES (2 TRACTS) |
| Legal Tract | 2 |
| Jurisdiction | CARTER KY |
| Township / Civil Division | WILLARD |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 960700 |
Source: Carter County records · APN 097-00-00-079.01
Assessment roll updated April 2, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 75 WOLF CRK, GRAYSON, KY 41143-8572 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 13, 2025 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| May 22, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF GRAYSON |
| Feb 04, 2025 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 04, 2025 · Amount on Record |
| Deed Sale | Feb 04, 2025 · Amount on Record |
| Deed Document Number | 20251003671 |
| Deed Book / Page | 531 / 528 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER KY |
| Property Address | 75 WOLF CRK, GRAYSON, KY 41143-8572 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 75 WOLF CRK, GRAYSON, KY 41143-8572 |
| Document Number | 000548/198 |
|---|---|
| Date | Nov 13, 2025 |
| Book Page | 548/198 |
| Instrument | 1021554 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1400 FORUM BLVD STE 18, COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER KY |
| Property Address | 75 WOLF CRK, GRAYSON, KY 41143-8572 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 75 WOLF CRK, GRAYSON, KY 41143-8572 |
| Document Number | 000518/280 |
|---|---|
| Date | May 22, 2024 |
| Book Page | 518/280 |
| Instrument | 998144 |
| Name | FIRST NATIONAL BANK OF GRAYSON |
|---|---|
| Type | Bank |
| Address | 200 VIKING DR, MOREHEAD, KY 40351 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 10, 2025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTER KY |
| Recording Date | Feb 04, 2025 |
| Property Address | 75 WOLF CRK, GRAYSON, KY 41143-8572 |
| Document Number | 000531/528 |
| Book / Page | 531 / 528 |
| Instrument Date | Jan 31, 2025 |
| Instrument | 1003671 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14 WAKLAND DR, GRAYSON, KY 41143-9399 |
| Name | Verified Name |
|---|---|
| Address | 75 WOLF CRK, GRAYSON, KY 41143-8572 |
| Document Number | 000531/535 |
|---|---|
| Date | Feb 04, 2025 |
| Book Page | 531/535 |
| Instrument | 1003676 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1400 FORUM BLVD STE 18, COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2055 |
Source: Carter County records · Assessment roll updated April 2, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Carter County |
| Unified School District | Carter County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,156.00 (+102.31%) | $370,000 (+104.42%) | $370,000 (+104.42%) |
| 2023 | $1,560.00 | $181,000 | $181,000 |
Source: FEMA National Flood Hazard Layer as of June 2, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 22 (1978–2025) |
| Claims Outside the SFHA | 9 of 22 |
| Most Recent Claim | Feb 2025 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Foothills Rural Telephone Cooperative Corporation Fiber | 1,000 / 1,000 |
| Optimum Communications Cable | 500 / 20 |
Based on FCC filings for 10 locations within half a mile of this property.
4G LTE (outdoors only), no 5G reported
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GRAYSON UTILITY COMMISSION serves 10,950 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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