Middlesex County and Cambridge City property record for 75 Winter St, Cambridge, MA 02141
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,280 sqft · built 1843 |
| Lot Size | 0.046 acres (2,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,065,000 (Jun 2026) |
| Tax Bill | $5,864 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Oct 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-24 |
| Primary APN | 22-24 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 3 Stories |
| Building Area | 1,280 sqft Living Area |
| Gross Area | 2,144 sqft |
| 1st Floor Area | 512 sqft |
| Basement Area | 512 sqft |
| Unfinished Basement | 512 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Central Vacuum | Central Vacuum |
| Year Built | Built 1843 |
|---|---|
| Effective Year Built | Effective 1843 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,000 sqft (0.046 acres) |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 75 WINTER ST |
|---|---|
| City | CAMBRIDGE |
| State | MA |
| Zip | 02141-1231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C-1 |
| Legal Lot Number | 24 |
| Jurisdiction | CAMBRIDGE MA |
| Township / Civil Division | CAMBRIDGE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 352200 |
75 Winter St is owned and occupied by two individuals who bought it in June 2026.
Source: Middlesex County and Cambridge City records, as of October 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 75 WINTER ST, CAMBRIDGE, MA 02141-1231 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 25, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage |
| Oct 18, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Apr 7, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2026 · Amount on File |
| Deed Sale | Jun 25, 2026 · Amount on File |
| Prior Sale | Jul 19, 1996 · Amount on File |
| Deed Document Number | 202677099 |
| Deed Book / Page | 85789 / 234 |
| Prior Transfer Date | Oct 6, 2021 |
| Prior Transfer Doc | 078929-287 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CAMBRIDGE MA |
| Recording Date | Jun 25, 2026 |
| Property Address | 75 WINTER ST, CAMBRIDGE, MA 02141-1231 |
| Document Number | 0000077099 |
| Book / Page | 85789 / 234 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 202677099 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 75 WINTER ST, CAMBRIDGE, MA 02141-1231 |
| Date | Jun 25, 2026 |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CAMBRIDGE MA |
| Recording Date | Oct 18, 2021 |
| Property Address | 75 WINTER ST, CAMBRIDGE, MA 02141-1231 |
| Document Number | 078929-287 |
| Book / Page | 78929 / 287 |
| Instrument Date | Oct 6, 2021 |
| Instrument | 227974 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 75 WINTER ST, CAMBRIDGE, MA 02141-1231 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMBRIDGE MA |
| Property Address | 75 WINTER ST, CAMBRIDGE, MA 02141-1231 |
| Document Number | 72506-227 |
| Instrument Date | Apr 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 75 WINTER ST CAMBRIDGE MA 021411231, CAMBRIDGE, MA 02141-1231 |
| Document Number | 72506-227 |
|---|---|
| Date | Apr 26, 2019 |
| Book Page | 072506/000227 |
| Instrument | 52149 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 25, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 75 Winter St was $5,864, up 3.6% from the year before.
Source: Middlesex County and Cambridge City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Cambridge City |
| Unified School District | Cambridge School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,864.00 (+3.64%) | $923,500 (-3.37%) Land $580,600 Building $342,900 | $922,640 |
| 2024 | $5,658.00 (+9.38%) | $955,700 (+8.26%) Land $627,500 Building $328,200 | |
| 2023 | $5,173.00 | $882,800 Land $599,100 Building $283,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 75 Winter St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1985–1998) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 1998 · Heavy Rains And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 75 Winter St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMBRIDGE WATER DEPARTMENT serves 118,214 people · EPA ID MA3049000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| Netafy Fixed Wireless | 641 / 143 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, Starry, Verizon.
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