Whatcom County property record for 75 Windward Dr, Bellingham, WA 98229
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,244 sqft · built 2005 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $770,000 (Sep 2022) |
| Tax Bill | $6,948 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage May 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 595064 |
| Primary APN | 595064 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,244 sqft Living Area |
| 1st Floor Area | 1,808 sqft |
| 2nd Floor Area | 1,436 sqft |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Built-in |
| Garage Area | 1,184 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Porch Area | 273 sqft |
| Deck Area | 145 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 541160 |
|---|---|
| Street Address | 75 WINDWARD DR |
| City | BELLINGHAM |
| State | WA |
| Zip | 98229-7951 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR3 |
| Legal Description | SUDDEN VALLEY DIV 12 LOT 61 |
| Legal Range | 04 |
| Legal Township | 37 |
| Legal Section | 05 |
| Legal Subdivision | SUDDEN VALLEY DIV 12 |
| Legal Lot Number | 61 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | BELLINGHAM |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 808 |
75 Windward Dr is owned and occupied by an individual who bought it in September 2022.
Source: Whatcom County records, as of March 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 75 WINDWARD DR, BELLINGHAM, WA 98229-7951 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2022 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| May 9, 2017 | Warranty Deed, Transfer · Conventional Mortgage BANK OF THE PACIFIC |
| Jan 4, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF THE PACIFIC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2022 · Amount on File |
| Deed Sale | Sep 16, 2022 · Amount on File |
| Prior Sale | May 9, 2017 · Amount on File |
| Deed Document Number | 2022-0901438 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Sep 16, 2022 |
| Property Address | 75 WINDWARD DR, BELLINGHAM, WA 98229-7951 |
| Document Number | 0000901438 |
| Map Reference | VOL 10 PG 112-115 |
| Instrument Date | Sep 1, 2022 |
| Instrument | 2022-0901438 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2023 |
| Title Company | CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $12,811.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 75 WINDWARD DR, BELLINGHAM, WA 98229-7951 |
| Document Number | 0000901439 |
|---|---|
| Date | Sep 16, 2022 |
| Instrument | 2022-0901439 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | May 9, 2017 |
| Property Address | 75 WINDWARD DR, BELLINGHAM, WA 98229-7951 |
| Document Number | 2170501084 |
| Instrument Date | May 4, 2017 |
| Instrument | 501084 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2017 |
| Title Company | WHATCOM LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,207.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 75 WINDWARD DR BELLINGHAM WA 982297951, BELLINGHAM, WA 98229-7951 |
| Document Number | 2170501085 |
|---|---|
| Date | May 9, 2017 |
| Instrument | 501085 |
| Name | BANK OF THE PACIFIC |
|---|---|
| Type | Bank |
| Address | BELLINGHAM, WA 98225 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 8, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 75 WINDWARD DR, BELLINGHAM, WA 98229-7951 |
| Document Number | 2170100653 |
| Instrument Date | Jan 4, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 75 WINDWARD DR BELLINGHAM WA 982297951, BELLINGHAM, WA 98229-7951 |
| Document Number | 2170100653 |
|---|---|
| Date | Jan 9, 2017 |
| Instrument | 100653 |
| Name | BANK OF THE PACIFIC |
|---|---|
| Type | Bank |
| Address | BELLINGHAM, WA 98226 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 75 Windward Dr was $6,948.
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Bellingham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,948.00 | $776,806 Land $188,298 Building $588,508 | $776,806 Land $188,298 Building $588,508 |
| 2022 | $752,216 Land $160,908 Building $591,308 | $752,216 Land $160,908 Building $591,308 | |
| 2021 | $5,639.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 75 Windward Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 75 Windward Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LWWSD - SOUTH SHORE WATER SYSTEM serves 10,028 people · EPA ID WA5395910 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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