Schenectady County and Schenectady City property record for 75 Willowcreek Ave, Schenectady, NY 12304
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 1,612 sqft · built 1940 |
| Lot Size | 0.298 acres (13,013 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $6,780 (2026) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 60.39-3-10.1 |
| Primary APN | 421500 60.39-3-10.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,612 sqft Total Area |
| 1st Floor Area | 1,066 sqft |
| 2nd Floor Area | 546 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,013 sqft (0.298 acres) |
| Lot Dimensions | 91 ft deep x 143 ft wide |
| Porch | Slab |
| Porch Area | 120 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 75 WILLOWCREEK AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-2115 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 524, 525 & P/O 523 & 526 2 WOOD |
| Legal Block | 3 |
| Legal Lot Number | 10.001 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 21801 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 75 WILLOWCREEK AVE, SCHENECTADY, NY 12304-2115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Aug 18, 2022 |
| Property Address | 75 WILLOWCREEK AVE, SCHENECTADY, NY 12304-2115 |
| Document Number | 0000044085 |
| Book / Page | 2091 / 131 |
| Instrument Date | Aug 3, 2022 |
| Instrument | 202244085 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $660.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 845 WHITNEY DR, SCHENECTADY, NY 12309-3019 |
| Name | Verified Name |
|---|---|
| Address | 75 WILLOWCREEK AVE, SCHENECTADY, NY 12304-2115 |
| Document Number | 0000044086 |
|---|---|
| Date | Aug 18, 2022 |
| Instrument | 202244086 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,780.00 (+3.09%) | ||
| 2025 | $6,577.00 (+6%) | $123,300 (-) Land $18,500 Building $104,800 | $204,173 (+30.82%) Land $30,634 Building $173,539 |
| 2023 | $123,300 (-) Land $18,500 Building $104,800 | $156,076 (+3.8%) Land $23,418 Building $132,658 | |
| 2022 | $123,300 Land $18,500 Building $104,800 | $150,366 Land $22,561 Building $127,805 | |
| 2021 | $6,205.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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