75 Willow Dr, Tonawanda, NY 14150 Property Records

Erie County and Tonawanda Town property record for 75 Willow Dr, Tonawanda, NY 14150

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,894 sqft · built 1951
Lot Size	0.42 acres (18,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$182,000 (Nov 2007)
Tax Bill	$9,605 (2026)
Deeds & Mortgages	May 2026 Line of Credit Apr 2024 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`146489 40.05-2-8`

Property Details

APN / Parcel Number

Primary APN	`146489 40.05-2-8`
Alternative APNs	`64890400500002008000` `001-0204000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,894 sqft Living Area
1st Floor Area	1,438 sqft
Upper Floors Area	456 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	18,240 sqft (0.42 acres)
Lot Dimensions	151 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Pool Area	600 sqft
Porch	Slab
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	001-0204000
Street Address	75 WILLOW DR
City	TONAWANDA
State	NY
Zip	14150-1433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	331 N IRVINGTON DR 1283 286TO288 120 X 151.6
Legal Subdivision	ELLICOTT CREEK ESTATES
Legal Block	2
Legal Lot Number	8.000
Jurisdiction	ERIE NY
Township / Civil Division	TONAWANDA
Census Block Group	1
Census Block	1004
Census Tract	7901

Owner

Source: Erie County and Tonawanda Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	75 WILLOW DR, TONAWANDA, NY 14150-1433
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Deed of Trust, Mortgage · Line of Credit SUMMIT FEDERAL CREDIT UNION
Apr 5, 2024	Deed of Trust, Mortgage · Line of Credit SUMMIT FCU
Sep 21, 2022	Deed of Trust, Mortgage · Line of Credit THE SUMMIT FCU
Jan 28, 2022	Deed of Trust, Mortgage · Line of Credit THE SUMMIT FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2007 · Amount on Record
Deed Sale	Nov 20, 2007 · Amount on Record
Deed Document Number	2007248163
Deed Book / Page	11137 / 4864
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Recording Date	May 13, 2026
Property Address	75 WILLOW DR, TONAWANDA, NY 14150-1433
Document Number	0000088667
Book / Page	14198 / 5075
Instrument Date	May 5, 2026
Instrument	202688667
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 WILLOW DR, TONAWANDA, NY 14150-1433

Mortgage

Document Number	0000088667,
Date	May 13, 2026
Book Page	14198/5075
Instrument	202688667

Lender

Name	SUMMIT FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Change Frequency	Monthly
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	75 WILLOW DR, TONAWANDA, NY 14150-1433
Transaction Type	Mortgage
Record Updated	May 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 WILLOW DR, TONAWANDA, NY 14150-1433

Mortgage

Document Number	0114297135
Date	Apr 5, 2024
Book Page	11429/7135
Instrument	2024055019

Lender

Name	SUMMIT FCU
Type	Credit Union
Address	ROCHESTER, NY 14626

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	75 WILLOW DR, TONAWANDA, NY 14150-1433
Transaction Type	Mortgage
Record Updated	Dec 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 WILLOW DR, TONAWANDA, NY 14150-1433

Mortgage

Document Number	0140683670
Date	Sep 21, 2022
Book Page	14068/3670
Instrument	2022179762

Lender

Name	THE SUMMIT FCU
Type	Credit Union
Address	ROCHESTER, NY 14626

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	293 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	75 WILLOW DR, TONAWANDA, NY 14150-1433
Transaction Type	Mortgage
Record Updated	Mar 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 WILLOW DR, TONAWANDA, NY 14150-1433

Mortgage

Document Number	0140377509
Date	Jan 28, 2022
Book Page	14037/7509
Instrument	2022019277

Lender

Name	THE SUMMIT FCU
Type	Credit Union
Address	14628

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	302 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Erie County and Tonawanda Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Tonawanda Town
Unified School District	Sweet Home Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,605.00 (+31.43%) Homeowner's exemption
2025	$7,308.00 (+80.71%)	$68,500 (-) Land $16,200 Building $52,300	$326,200 (+9.53%) Land $77,145 Building $249,055
2024	$4,044.00 (-28.49%) Homeowner's exemption	$68,500 (-) Land $16,200 Building $52,300	$297,826 (+4.35%) Land $70,435 Building $227,391
2023		$68,500 Land $16,200 Building $52,300	$285,400 Land $67,496 Building $217,904
2019	$5,655.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1978–1985)
Most Recent Claim	Dec 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TONAWANDA, TOWN WATER DEPT. serves 72,571 people · EPA ID NY1404556
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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