75 Willow Crest Dr, Somerville, TN 38068 Property Records

Fayette County property record for 75 Willow Crest Dr, Somerville, TN 38068

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,618 sqft · built 2005
Lot Size	0.261 acres (11,411 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Mar 2022)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jun 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`024087F C 02900`

Property Details

APN / Parcel Number

Primary APN	`024087F C 02900`
Alternative APN	`087F C 02900`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,618 sqft Living Area
1st Floor Area	1,521 sqft
Attic Area	484 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,411 sqft
Terrain	Rolling
Garage Type	Finished
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	56 sqft
Patio Area	120 sqft
Utility Building	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	75 WILLOW CREST DR
City	SOMERVILLE
State	TN
Zip	38068-6088
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLOW CREST SUBD 42 PHASE 2
Legal Subdivision	WILLOW CREST SUBD
Legal Lot Number	42
Jurisdiction	FAYETTE TN
Township / Civil Division	4
Census Block Group	1
Census Block	1027
Census Tract	60404

Owner

75 Willow Crest Dr is owned and occupied by an individual who bought it in March 2022.

Source: Fayette County records, as of January 19, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	75 WILLOW CREST DR, SOMERVILLE, TN 38068-6088
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2022	Warranty Deed, Transfer · Conventional Mortgage PATRIOT BANK
Jun 1, 2022	Correction Deed
Feb 15, 2022	Deed of Trust, Mortgage · Commercial Mortgage FAVOR OF KNOCK LENDING LLC
Dec 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 15, 2019	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2022 · Amount on File
Deed Sale	Mar 23, 2022 · Amount on File
Prior Sale	Feb 15, 2019 · Amount on File
Deed Document Number	22002341
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAYETTE TN
Recording Date	Mar 23, 2022
Property Address	75 WILLOW CREST DR, SOMERVILLE, TN 38068-6088
Document Number	0000002341
Map Reference	MB 8 PG 71
Instrument Date	Mar 22, 2022
Instrument	22002341
Transaction Type	Transfer
Record Updated	Apr 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,165.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	75 WILLOW CREST DR, SOMERVILLE, TN 38068-6088

Mortgage

Document Number	0000002342
Date	Mar 23, 2022
Instrument	22002342

Lender

Name	PATRIOT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

June 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	FAYETTE TN
Recording Date	Jun 1, 2022
Property Address	75 WILLOW CREST DR, SOMERVILLE, TN 38068-6088
Document Number	0000004444
Instrument Date	Mar 18, 2022
Instrument	22004444
Record Updated	Jun 13, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	75 WILLOW CREST DR, SOMERVILLE, TN 38068-6088

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE TN
Property Address	75 WILLOW CREST DR, SOMERVILLE, TN 38068-6088
Transaction Type	Mortgage
Record Updated	Feb 25, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001226
Date	Feb 15, 2022
Instrument	22001226

Lender

Name	FAVOR OF KNOCK LENDING LLC
Type	Non-Lending Institution
Address	AUSTIN, TX 78704

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE TN
Property Address	75 WILLOW CREST DR, SOMERVILLE, TN 38068-6088
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010622
Date	Dec 29, 2020
Instrument	20010622

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	239 Months
Due	Nov 1, 2040

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAYETTE TN
Recording Date	Feb 15, 2019
Property Address	75 WILLOW CREST DR, SOMERVILLE, TN 38068-6088
Document Number	0000000878
Instrument Date	Feb 13, 2019
Instrument	878
Transaction Type	Transfer
Record Updated	Feb 21, 2019
Title Company	MEMPHIS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$684.13
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	75 WILLOW CREST DR SOMERVILLE TN 380686088, SOMERVILLE, TN 38068-6088

Mortgage

Document Number	879
Date	Feb 15, 2019
Instrument	879

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 14, 2049

Tax Assessment & Valuation

Source: Fayette County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Fayette County
Municipality	Oakland Town
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$71,900 Land $12,500 Building $59,400	$287,600 Land $50,000 Building $237,600
2023	$51,100 Land $10,000 Building $41,100
2021		$204,400 Land $40,000 Building $164,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 75 Willow Crest Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 31, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 75 Willow Crest Dr is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 61% of Tennessee
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAKLAND WATER DEPT serves 15,443 people · EPA ID TN0000521
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Aeneas Communications, AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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