75 Willow Creek Trl, Toccoa, GA 30577 Property Records

Stephens County property record for 75 Willow Creek Trl, Toccoa, GA 30577

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,613 sqft · built 1993
Lot Size1.21 acres (52,708 sqft)
OwnerIndividual Name on File
Last Sale$139,500 (Mar 1995)
Tax Bill$2,169 (2025)
Deeds & MortgagesSep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN042D 137

Property Details

APN / Parcel Number

Primary APN042D 137
Alternative APN
  • 347424

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,613 sqft Heated Area
Attic Area1,119 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1993
Architectural StyleCape Cod
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area52,708 sqft (1.21 acres)
Garage TypeMixed
Garage Area576 sqft
CarportCarport
Carport Area458 sqft
Parking Spaces2 Parking Spaces
Pool Area648 sqft
PorchPorch
Porch Area1,083 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric

Location & Zoning

Account Number347424
Old Parcel Number042D 137
Street Address75 WILLOW CREEK TRL
CityTOCCOA
StateGA
Zip30577-8199
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 13 WILLOW CREEK S/D
Legal SubdivisionWILLOW CREEK
Legal Lot Number13
JurisdictionSTEPHENS GA
Township / Civil DivisionROCK CREEK
Census Block Group1
Census Block1019
Census Tract970202

Owner

75 Willow Creek Trl is owned and occupied by an individual who bought it in March 1995.

Source: Stephens County records, as of March 11, 2026

Owner of RecordIndividual Name on File
Mailing Address75 WILLOW CREEK TRL, TOCCOA, GA 30577-8199
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 17, 1995 · Amount on File
Deed SaleMar 17, 1995 · Amount on File
Deed Document Number0000032490
Record UpdatedJun 8, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEPHENS GA
Property Address75 WILLOW CREEK TRL, TOCCOA, GA 30577-8199
Document Number0011310233
Book / Page001131 / 000233
Instrument DateSep 5, 2017
Transaction TypeMortgage
Record UpdatedNov 28, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address75 WILLOW CREEK TRL TOCCOA GA 305778199, TOCCOA, GA 30577-8199

Mortgage

Document Number0011310233
DateSep 13, 2017
Book Page001131/000233
Lender
NameOCONEE FED'L S&L ASSN
TypeFederal Savings Bank
AddressTOCCOA, GA 30577
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 12, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 75 Willow Creek Trl was $2,169 with exemptions applied.

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyStephens County
Unified School DistrictStephens County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,169.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed$140,662 Land $4,576 Building $136,086$351,654 Land $11,439 Building $340,215
2023$1,438.00 (-39.3%) Homeowner's exemption$84,272 (+5.89%) Land $4,576 Building $79,696$210,680 (+5.89%) Land $11,439 Building $199,241
2022$2,369.00 Homeowner's exemption$79,585 Land $4,576 Building $75,009$198,962 Land $11,439 Building $187,523

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 75 Willow Creek Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 75 Willow Creek Trl is low, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOCCOA
serves 28,711 people · EPA ID GA2570001
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2024
Haloacetic acids
resolved · Apr 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TruVista Communications
Cable
500 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Willow Creek Trl

Nearby Streets

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