Hampden County and Ludlow Town property record for 75 White St, Ludlow, MA 01056
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 912 sqft · built 1950 |
| Lot Size | 0.201 acres (8,756 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $309,900 (Apr 2024) |
| Tax Bill | $3,590 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Jun 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:15B-18200 B:30 L:0 |
| Primary APN | M:15B-18200 B:30 L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 912 sqft Living Area |
| Gross Area | 2,076 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 8,756 sqft (0.201 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 8662 |
|---|---|
| Street Address | 75 WHITE ST |
| City | LUDLOW |
| State | MA |
| Zip | 01056-2413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES A |
| Legal Block | 18200 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 810404 |
Source: Hampden County and Ludlow Town records · APN M:15B-18200 B:30 L:0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 238 HOLYOKE ST, LUDLOW, MA 01056-1959 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 12, 2024 | Quit Claim Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jun 26, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage KIAVI FUNDING INCORPORATED |
| May 02, 2023 | Foreclosure |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 12, 2024 · Amount on Record |
| Deed Sale | Apr 12, 2024 · Amount on Record |
| Prior Sale | Jun 26, 2023 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LUDLOW MA |
| Recording Date | Apr 12, 2024 |
| Property Address | 75 WHITE ST, LUDLOW, MA 01056-2413 |
| Document Number | 0025382-61 |
| Book / Page | 25382 / 61 |
| Instrument Date | Apr 12, 2024 |
| Instrument | 15609 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 238 HOLYOKE ST, LUDLOW, MA 01056-1959 |
| Document Number | 0000015610 |
|---|---|
| Date | Apr 12, 2024 |
| Instrument | 15610 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LUDLOW MA |
| Recording Date | Jun 26, 2023 |
| Property Address | 75 WHITE ST, LUDLOW, MA 01056-2413 |
| Document Number | 025054-214 |
| Book / Page | 25054 / 214 |
| Instrument Date | Jun 23, 2023 |
| Instrument | 28920 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2023 |
| Title Company | SERVICELINK |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 47 HIGH ST, WEST SPRINGFIELD, MA 01089-3124 |
| Document Number | 0000028921 |
|---|---|
| Date | Jun 26, 2023 |
| Instrument | 28921 |
| Name | KIAVI FUNDING INCORPORATED |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | LUDLOW MA |
| Recording Date | May 02, 2023 |
| Property Address | 75 WHITE ST, LUDLOW, MA 01056-2413 |
| Document Number | 024990-377 |
| Book / Page | 24990 / 377 |
| Instrument Date | Apr 19, 2023 |
| Instrument | 19729 |
| Transaction Type | Foreclosure |
| Record Updated | May 19, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3217 DECKER LAKE DR, SALT LAKE CITY, UT 84119-3284 |
Source: Hampden County and Ludlow Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,590.00 (+4.18%) | $206,900 (+8.61%) Land $73,100 Building $133,800 | $287,280 (-0.36%) |
| 2024 | $3,446.00 (+6.79%) | $190,500 (+15.18%) Land $73,100 Building $117,400 | $288,325 |
| 2023 | $3,227.00 | $165,400 Land $64,200 Building $101,200 |
Source: FEMA National Flood Hazard Layer as of June 7, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1996–2011) |
| Most Recent Claim | Mar 2011 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
May also be available: Verizon.
Based on FCC filings for 165 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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