75 Waughaw Rd, Towaco, NJ 07082 Property Records

Morris County and Montville Township property record for 75 Waughaw Rd, Towaco, NJ 07082

Property Summary

Property Type	Single Family Home
Details	2,551 sqft · built 1961
Lot Size	0.98 acres (42,689 sqft)
Owner	Individual Name on Record
Tax Bill	$12,790 (2024)
Deeds & Mortgages	Oct 2025 Sale Mar 2017 Line of Credit
APN	`21-00040-0000-00069-2`

Property Details

APN / Parcel Number

Primary APN	`21-00040-0000-00069-2`
Alternative APN	`21000400000000690002`

Interior

Stories	1 Story
Building Area	2,551 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Construction Type	Frame
Lot Area	42,689 sqft (0.98 acres)
Lot Dimensions	310 ft deep x 135 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	75 WAUGHAW RD
City	TOWACO
State	NJ
Zip	07082-1236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R27A
Legal Block	40
Legal Lot Number	69.2
Jurisdiction	MORRIS NJ
Township / Civil Division	MONTVILLE
Census Block Group	1
Census Block	1014
Census Tract	40801

Owner

Source: Morris County and Montville Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	75 WAUGHAW RD, TOWACO, NJ 07082-1236
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Deed, Transfer
Mar 24, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 2, 2025
Transfer Doc	0249970350
Record Updated	Sep 20, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MORRIS NJ
Recording Date	Oct 17, 2025
Property Address	75 WAUGHAW RD, TOWACO, NJ 07082-1236
Document Number	0249970350
Book / Page	24997 / 350
Instrument Date	Oct 2, 2025
Instrument	2025042948
Transaction Type	Transfer
Record Updated	Nov 3, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	75 WAUGHAW RD, TOWACO, NJ 07082-1236

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 WAUGHAW RD, TOWACO, NJ 07082-1236

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	75 WAUGHAW RD, TOWACO, NJ 07082-1236
Document Number	0231361010
Instrument Date	Mar 24, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	75 WAUGHAW RD TOWACO NJ 070821236, TOWACO, NJ 07082-1236

Mortgage

Document Number	0231361010
Date	Jun 6, 2017
Book Page	023136/001010
Instrument	32070

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Morris County and Montville Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
County Subdivision	Montville Township
Unified School District	Montville Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$479,200 (-) Land $212,800 Building $266,400	$479,200 (-) Land $212,800 Building $266,400
2025		$479,200 (-) Land $212,800 Building $266,400	$479,200 (-) Land $212,800 Building $266,400
2024	$12,790.00 (+2.15%)	$479,200 (-) Land $212,800 Building $266,400	$479,200 (-) Land $212,800 Building $266,400
2023	$12,521.00 (+1.71%)	$479,200 Land $212,800 Building $266,400	$479,200 Land $212,800 Building $266,400
2022	$12,310.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1984)
Most Recent Claim	May 1984 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTVILLE TWP MUA serves 22,000 people · EPA ID NJ1421003
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure not recorded as resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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