75 Waterloo Rd, Budd Lake, NJ 07828 Property Records

Morris County and Mount Olive Township property record for 75 Waterloo Rd, Budd Lake, NJ 07828

Property Summary

Property Type	Single Family Home
Details	2,408 sqft · built 1978
Lot Size	1.86 acres (81,457 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Aug 2017)
Tax Bill	$10,281 (2024)
Deeds & Mortgages	Nov 2020 Mortgage Oct 2018 Mortgage + 2 more
APN	`27-02801-0000-00027`

Property Details

APN / Parcel Number

Primary APN	`27-02801-0000-00027`
Alternative APNs	`2700144000000015102` `270280100027`

Interior

Stories	2 Stories
Building Area	2,408 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Frame
Lot Area	81,457 sqft
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	2700144000000015102
Street Address	75 WATERLOO RD
City	BUDD LAKE
State	NJ
Zip	07828-1205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-A
Legal Block	2801
Legal Lot Number	27
Jurisdiction	MORRIS NJ
Township / Civil Division	MOUNT OLIVE
Census Block Group	3
Census Block	3001
Census Tract	46108

Owner

Source: Morris County and Mount Olive Township records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	75 WATERLOO RD, BUDD LAKE, NJ 07828-1205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage PICATINNY FCU
Oct 24, 2018	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Aug 16, 2017	Grant Deed, Transfer · Conventional with PMI PNC MTG
Jan 11, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2017 · Amount on Record
Deed Sale	Aug 16, 2017 · Amount on Record
Prior Sale	Jan 11, 2017 · Amount on Record
Deed Document Number	201749021
Prior Transfer Date	Aug 11, 2016
Prior Transfer Doc	2017002112
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	75 WATERLOO RD, BUDD LAKE, NJ 07828-1205
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0239331426
Date	Nov 16, 2020
Book Page	23933/1426
Instrument	2020083380

Lender

Name	PICATINNY FCU
Type	Credit Union
Address	DOVER, NJ 07801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	75 WATERLOO RD, BUDD LAKE, NJ 07828-1205
Document Number	0234440763
Instrument Date	Oct 24, 2018
Transaction Type	Mortgage
Record Updated	Jan 7, 2019
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 WATERLOO RD BUDD LAKE NJ 078281205, BUDD LAKE, NJ 07828-1205

Mortgage

Document Number	0234440763
Date	Nov 5, 2018
Book Page	023444/000763
Instrument	62165

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2048

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MORRIS NJ
Recording Date	Aug 16, 2017
Property Address	75 WATERLOO RD, BUDD LAKE, NJ 07828-1205
Document Number	0231850657
Book / Page	023185 / 000657
Instrument Date	Jun 1, 2017
Instrument	49021
Transaction Type	Transfer
Record Updated	Jan 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 WATERLOO RD BUDD LAKE NJ 078281205, BUDD LAKE, NJ 07828-1205

Mortgage

Document Number	231850663
Date	Aug 16, 2017
Book Page	023185/000663
Instrument	49022

Lender

Name	PNC MTG
Type	Mortgage Company
Address	MIAMIABURG, OH 45342

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2047

January 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MORRIS NJ
Recording Date	Jan 11, 2017
Property Address	75 WATERLOO RD, BUDD LAKE, NJ 07828-1205
Document Number	0230591861
Book / Page	023059 / 001861
Instrument Date	Jul 7, 2016
Instrument	2112
Transaction Type	Foreclosure
Record Updated	Jun 13, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8200 JONES BRANCH DR MCLEAN VA 221023107, MCLEAN, VA 22102-3107
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Morris County and Mount Olive Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
County Subdivision	Mount Olive Township
Unified School District	Mount Olive Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$295,000 (-) Land $119,800 Building $175,200	$295,000 (-) Land $119,800 Building $175,200
2025		$295,000 (-) Land $119,800 Building $175,200	$295,000 (-) Land $119,800 Building $175,200
2024	$10,281.00 (+3.48%)
2023		$295,000 Land $119,800 Building $175,200	$295,000 Land $119,800 Building $175,200
2022	$9,935.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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