75 W 2nd St, Xenia, OH 45385 Property Records

Greene County property record for 75 W 2nd St, Xenia, OH 45385

Property Summary

Property Type	Apartment House (2-4 Units)
Details	3,550 sqft · built 1900
Lot Size	0.185 acres (8,085 sqft)
Owner	Company Name on File
Last Sale	$275,500 (Jun 2026)
Tax Bill	$1,151 (2025)
Deeds & Mortgages	Sep 2026 Transfer Jun 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M401009108`

Property Details

APN / Parcel Number

Primary APN	`M401009108`
Alternative APN	`M40-0001-0009.0-0108.00`

Interior

Stories	2 Stories
Building Area	3,550 sqft Total Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	8,085 sqft (0.185 acres)
Lot Dimensions	165 ft deep x 49 ft wide
Garage Type	Detached
Garage Area	480 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	75 W 2ND ST
City	XENIA
State	OH
Zip	45385-3597
Property Category	Commercial
Property Type	Residential > Multi-Unit > Apartment House (2-4 Units)
Legal Description	XENIA E SIDE LOT 153 75 W SECOND ST
Legal Subdivision	XENIA
Legal Lot Number	153
Jurisdiction	GREENE OH
Township / Civil Division	XENIA
Census Block Group	1
Census Block	1005
Census Tract	240302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Waterstreet Historic District listed 1980 · 81 contributing resources · NRIS 80003030

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

75 W 2nd St, a residential property, is owned by a company that acquired it in September 2026.

Source: Greene County records, as of October 13, 2026

Owner of Record	Company Name on File
Mailing Address	261 E SANDUSKY ST, MECHANICSBURG, OH 43044-1030
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jun 29, 2026	Warranty Deed, Transfer · Conventional Mortgage NFM LENDING
Apr 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN HERITAGE LENDING
Mar 11, 2025	Warranty Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2026 · Amount on File
Deed Sale	Jun 29, 2026 · Amount on File
Prior Sale	Mar 11, 2025 · Amount on File
Deed Document Number	202610375
Last Transfer Date	Sep 22, 2026
Transfer Doc	0000016604
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GREENE OH
Recording Date	Sep 30, 2026
Property Address	75 W 2ND ST, XENIA, OH 45385-3597
Document Number	0000016604
Instrument Date	Sep 22, 2026
Instrument	202616604
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	261 E SANDUSKY ST, MECHANICSBURG, OH 43044-1030

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE OH
Recording Date	Jun 29, 2026
Property Address	75 W 2ND ST, XENIA, OH 45385-3597
Document Number	0000010375
Instrument Date	Jun 11, 2026
Instrument	202610375
Transaction Type	Transfer
Record Updated	Jul 10, 2026
Title Company	OHIO REAL ESTATE TITLE, SOUTHERN OHIO REAL ESTATE TITL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55,651.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	261 E SANDUSKY ST, MECHANICSBURG, OH 43044-1030

Mortgage

Document Number	0000010376,
Date	Jun 29, 2026
Instrument	202610376

Lender

Name	NFM LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Recording Date	Apr 1, 2026
Property Address	75 W 2ND ST, XENIA, OH 45385-3597
Document Number	0000004957
Instrument Date	Mar 30, 2026
Instrument	20264957
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000004957,
Date	Apr 1, 2026
Instrument	20264957

Lender

Name	AMERICAN HERITAGE LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

March 2025: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	GREENE OH
Recording Date	Mar 11, 2025
Property Address	75 W 2ND ST, XENIA, OH 45385-3597
Document Number	0000003424
Map Reference	CAB 31 PGS 53A-53B
Instrument Date	Feb 24, 2025
Instrument	2025003424
Transaction Type	Construction Loan
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5629 NUTMEG PL, GROVEPORT, OH 43125-9678

Mortgage

Document Number	0000003426
Date	Mar 11, 2025
Instrument	2025003426

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 75 W 2nd St was $1,151, up 6.8% from the year before.

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Greene County
Municipality	Xenia City
Unified School District	Xenia Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,151.00 (+6.77%)	$21,280 (-) Land $7,150 Building $14,130
2024	$1,078.00 (-3.66%)	$21,280 (-) Land $7,150 Building $14,130
2023	$1,119.00 (-34.87%)	$21,280 (+5.45%) Land $7,150 Building $14,130	$60,790 Land $20,420 Building $40,370
2022	$1,718.00	$20,180 Land $7,150 Building $13,030
2020			$57,650 Land $20,420 Building $37,230

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 75 W 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 75 W 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	XENIA CITY PWS serves 29,000 people · EPA ID OH2902812
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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