75 Vista Dr, Oneonta, AL 35121 Property Records

Blount County property record for 75 Vista Dr, Oneonta, AL 35121

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,844 sqft · built 1998
Lot Size	0.48 acres (20,868 sqft)
Owner	2 Individual Names on File
Last Sale	$16,540 (Dec 2021)
Tax Bill	$857 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-05-22-0-004-053.001`

Property Details

APN / Parcel Number

Primary APN	`19-05-22-0-004-053.001`
Alternative APNs	`008663` `60885` `70806` `8663`

Interior

Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,844 sqft Living Area
1st Floor Area	1,800 sqft
Upper Floors Area	440 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2012
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	20,868 sqft (0.48 acres)
Deck Area	480 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	70806
Street Address	75 VISTA DR
City	ONEONTA
State	AL
Zip	35121-8676
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1, BLK A, HIGHLAND LAKE SECTOR 4--
Legal Range	02E
Legal Township	13S
Legal Section	22
Legal Subdivision	HIGHLAND LAKE
Legal Block	A
Legal Lot Number	1
Jurisdiction	BLOUNT AL
Township / Civil Division	ONEONTA
Census Block Group	2
Census Block	2043
Census Tract	50107

Owner

75 Vista Dr is owned and occupied by two individuals who bought it in December 2021.

Source: Blount County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	75 VISTA DR, ONEONTA, AL 35121-8676
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Aug 15, 2022	Deed of Trust, Mortgage HOMETOWN BANK OF ALABAMA
Nov 15, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2021 · Amount on File
Deed Sale	Dec 6, 2021 · Amount on File
Prior Sale	Nov 15, 2017
Deed Document Number	202110033593
Deed Book / Page	2021 / 44403
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLOUNT AL
Recording Date	Jul 1, 2026
Property Address	75 VISTA DR, ONEONTA, AL 35121-8676
Document Number	0010077465
Book / Page	2026 / 19477
Instrument Date	Jun 26, 2026
Instrument	202610077465
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 VISTA DR, ONEONTA, AL 35121-8676

Mortgage

Document Number	0010077465,
Date	Jul 1, 2026
Book Page	2026/19477
Instrument	202610077465

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLOUNT AL
Property Address	75 VISTA DR, ONEONTA, AL 35121-8676
Transaction Type	Mortgage
Record Updated	Mar 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 VISTA DR, ONEONTA, AL 35121-8676

Mortgage

Document Number	2022/26825
Date	Aug 15, 2022
Book Page	2022/26825
Instrument	10041153

Lender

Name	HOMETOWN BANK OF ALABAMA
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 10, 2052

Interest

Rate Type	Adjustable Rate

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLOUNT AL
Recording Date	Nov 15, 2017
Property Address	75 VISTA DR, ONEONTA, AL 35121-8676
Document Number	2017/29234
Book / Page	2017 / 29234
Instrument Date	Nov 1, 2017
Transaction Type	Transfer
Record Updated	Jun 8, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	75 VISTA DR, 75, ONEONTA, AL 35121-8676

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 GURLEY DR, ONEONTA, AL 35121-8721

Tax Assessment & Valuation

The 2026 property tax bill for 75 Vista Dr was $857 with a homeowner's exemption, up 7.5% from the year before.

Source: Blount County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Blount County
Municipality	Highland Lake Town
Unified School District	Blount County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$857.00 (+7.53%) Homeowner's exemption
2025	$797.00	$19,020 (-1.04%)	$190,140 (-1.02%) Land $13,600 Building $176,540
2024	Homeowner's exemption	$19,220 (-1.84%) Land $1,000 Building $18,220	$192,100 (-1.82%) Land $10,000 Building $182,100
2023	Homeowner's exemption	$19,580 Land $1,000 Building $18,580	$195,660 Land $10,000 Building $185,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 75 Vista Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 75 Vista Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 81% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ONEONTA, UB OF THE serves 19,971 people · EPA ID AL0000103
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Cable	1,000 / 25
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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