75 Victory Ln, Covington, GA 30016 Property Records

Newton County property record for 75 Victory Ln, Covington, GA 30016

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,497 sqft · built 2021
Lot Size0.62 acres (27,007 sqft)
OwnerIndividual Name on File
Last Sale$293,400 (Sep 2021)
Tax Bill$3,498 (2025)
Deeds & MortgagesDec 2022 Second Mortgage
Sep 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN0051C-00000-007-000

Property Details

APN / Parcel Number

Primary APN0051C-00000-007-000
Alternative APN
  • 45354

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,497 sqft Heated Area
1st Floor Area2,216 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialFiber Cement Siding
Construction TypeBrick
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area27,007 sqft (0.62 acres)
Garage Area743 sqft
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number45354
Street Address75 VICTORY LN
CityCOVINGTON
StateGA
Zip30016-5201
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 7 THE FIELDS AT TWIN RIVERS
Legal SubdivisionTHE FIELDS AT TWIN RIVERS
Legal Lot Number7
JurisdictionNEWTON GA
Township / Civil DivisionSOUTH NEWTON
Census Block Group2
Census Block2010
Census Tract100802

Owner

75 Victory Ln is owned and occupied by an individual who bought it in September 2021.

Source: Newton County records, as of December 16, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address75 VICTORY LN, COVINGTON, GA 30016-5201
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NAVY FEDERAL CREDIT UNION
Sep 2, 2021Warranty Deed, Transfer · Conventional Mortgage
NAVY FEDERAL CREDIT UNION
Oct 30, 2020Grant Deed, Construction Loan · Construction Mortgage
MS CHURCHILL LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 2, 2021 · Amount on File
Deed SaleSep 2, 2021 · Amount on File
Prior SaleOct 17, 2019 · Amount on File
Deed Document Number20214829
Deed Book / Page4258 / 74
Record UpdatedSep 20, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEWTON GA
Property Address75 VICTORY LN, COVINGTON, GA 30016-5201
Transaction TypeMortgage
Record UpdatedFeb 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address75 VICTORY LN, COVINGTON, GA 30016-5201

Mortgage

Document Number0044640000000567
DateDec 20, 2022
Book Page0000004464/0000000567
Instrument019813
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term180 Months
DueJan 1, 2037

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNEWTON GA
Recording DateSep 2, 2021
Property Address75 VICTORY LN, COVINGTON, GA 30016-5201
Document Number0042580074
Book / Page4258 / 74
Instrument DateSep 2, 2021
Instrument2021-004829
Transaction TypeTransfer
Record UpdatedMar 24, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address75 VICTORY LN, COVINGTON, GA 30016-5201

Mortgage

Document Number0042580000000077
DateSep 2, 2021
Book Page0000004258/0000000077
Instrument016890
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2051

October 2020: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionNEWTON GA
Recording DateOct 30, 2020
Property Address75 VICTORY LN, COVINGTON, GA 30016-5201
Document Number0040900330
Book / Page004090 / 000330
Instrument DateOct 27, 2020
Instrument15603
Transaction TypeConstruction Loan
Record UpdatedNov 23, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address75 VICTORY LN COVINGTON GA 30016, COVINGTON, GA 30016
InvestorPossibly a Property Investor

Mortgage

Document Number40900381
DateOct 30, 2020
Book Page004090/000381
Instrument15610
Lender
NameMS CHURCHILL LLC
Address822 A1A N # 202, PONTE VEDRA BEACH, FL 32082-8213
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueOct 29, 2021

Mortgage

Document Number40900439,
DateOct 30, 2020
Book Page004090/000439
Instrument15616
Lender
NameMS CHURCHILL LLC
Address822 A1A N # 202, PONTE VEDRA BEACH, FL 32082-8213
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueOct 29, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 75 Victory Ln was $3,498 with a homeowner's exemption.

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyNewton County
Unified School DistrictNewton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,498.00 Homeowner's exemption$141,880 Land $19,200 Building $122,680$354,700 Land $48,000 Building $306,700
2023$130,560 Land $10,000 Building $120,560$326,400 Land $25,000 Building $301,400
2022$3,278.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 75 Victory Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 75 Victory Ln is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 61% of Georgia
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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