CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$440.00
Amount Accuracy
Confirmed
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Husband and Wife
Address
75 VERANDA AVE NORTH CALDWELL NJ 070064542, NORTH CALDWELL, NJ 07006-4542
Mortgage
Document Number
104450
Date
Nov 30, 2017
Instrument
104450
Lender
Name
HOMEBRIDGE FIN'L SVCS INC
Type
Funding / Finance Company
Address
ISELIN, NJ 08830
Agreement
Type
Conventional with PMI
Amount
Amount on Record
Term
360 Months
Due
Nov 29, 2047
Tax Assessment & Valuation
The 2025 property tax bill for 75 Veranda Ave was $10,910, up 2.2% from the year before.
Source: Essex County and North Caldwell Borough assessment roll, as of July 2, 2026
Property Jurisdictions
Type
Name
State
New Jersey
County
Essex County
Municipality
North Caldwell Borough
Elementary School District
North Caldwell Borough School District (KG - 06)
Secondary School District
West Essex Regional School District (07 - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$472,700 (-)Land $224,000Building $248,700
$472,700 (-)Land $224,000Building $248,700
2025
$10,910.00 (+2.22%)
$472,700Land $224,000Building $248,700
$472,700Land $224,000Building $248,700
2024
$10,673.00
2023
$472,700Land $224,000Building $248,700
$472,700Land $224,000Building $248,700
2022
$10,300.00
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 75 Veranda Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
4 in force
Nearby Flood Claims
2 (2014–2018)
Claims Outside the SFHA
2 of 2
Most Recent Claim
Sep 2018 · river or lake flooding
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 75 Veranda Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood
Under 0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
NJ AMERICAN WATER - LITTLE FALLS private · serves 11,247 people · EPA ID NJ1605001
Water Source
Purchased surface water from several systems
Lead
1 ppb (2022–2024) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Optimum Fiber · Cable
8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area