75 Touchstone, Lake Oswego, OR 97035 Property Records

Clackamas County property record for 75 Touchstone, Lake Oswego, OR 97035

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,373 sqft · built 1971
Lot Size	0.195 acres (8,501 sqft)
Owner	Individual Name on Record
Last Sale	$675,000 (Jul 2018)
Tax Bill	$9,577 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21E05CD01300`

Property Details

APN / Parcel Number

Primary APN	`21E05CD01300`
Alternative APN	`00214342`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,373 sqft Living Area
1st Floor Area	1,258 sqft
2nd Floor Area	1,115 sqft
Attic Area	1,115 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Exterior Material	Other
Foundation Type	Concrete
Roof Material	Wood Shingle
Lot Area	8,501 sqft
Garage Area	512 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	00214342
Street Address	75 TOUCHSTONE
City	LAKE OSWEGO
State	OR
Zip	97035-1903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7.5
Legal Description	1416 MOUNTAIN PARK #7 LT 38
Legal Range	01E
Legal Township	02S
Legal Section	05
Legal Quarter	SW
Quarter-Quarter Section	SE
Legal Subdivision	MOUNTAIN PARK
Legal Lot Number	38
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	3
Census Block	3002
Census Tract	20303

Owner

Source: Clackamas County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	75 TOUCHSTONE, LAKE OSWEGO, OR 97035-1903
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 30, 2019	Deed of Trust, Mortgage · ARM GUILD MORTGAGE CO
Jul 9, 2018	Deed of Trust, Mortgage · Line of Credit TCF NAT'L BK
Jul 10, 2018	Warranty Deed, Transfer · ARM GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2018 · Amount on Record
Deed Sale	Jul 10, 2018 · Amount on Record
Prior Sale	Aug 15, 2003 · Amount on Record
Deed Document Number	2018-042704
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	75 TOUCHSTONE, LAKE OSWEGO, OR 97035-1903
Transaction Type	Mortgage
Record Updated	Jul 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067723
Date	Jul 15, 2021
Instrument	2021-067723

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	May 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	75 TOUCHSTONE, LAKE OSWEGO, OR 97035-1903
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052151
Date	Aug 30, 2019
Instrument	2019-052151

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	75 TOUCHSTONE, LAKE OSWEGO, OR 97035-1903
Document Number	0000042706
Instrument Date	Jul 9, 2018
Transaction Type	Mortgage
Record Updated	Jul 23, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	75 TOUCHSTONE LAKE OSWEGO OR 970351903, LAKE OSWEGO, OR 97035-1903

Mortgage

Document Number	0000042706
Date	Jul 10, 2018
Instrument	42706

Lender

Name	TCF NAT'L BK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2048

Interest

Rate Type	Adjustable Rate

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Jul 10, 2018
Property Address	75 TOUCHSTONE, LAKE OSWEGO, OR 97035-1903
Document Number	0000042704
Instrument Date	Jul 6, 2018
Instrument	2018-042704
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	75 TOUCHSTONE, LAKE OSWEGO, OR 97035-1903

Mortgage

Document Number	0000042705
Date	Jul 10, 2018
Instrument	2018-042705

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Jun 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.37%
Index	1-Year LIBOR
Max Rate	9.37%

Mortgage

Document Number	0000042706
Date	Jul 10, 2018
Instrument	2018-042706

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SANTA ANA, CA 92707

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Lake Oswego City
Unified School District	Lake Oswego School District 7J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,577.00 (+5.85%)	$498,727 (+6.09%)	$917,918 (+5.72%) Land $390,298 Building $527,620
2023	$9,048.00	$470,099	$868,220 Land $363,940 Building $504,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE OSWEGO MUNICIPAL WATER serves 40,000 people · EPA ID OR4100457
Water Source	Purchased surface water from LAKE OSWEGO - TIGARD WATER SUPPLY
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: CenturyLink, T-Mobile, Verizon.

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