75 Totz Loop, Totz, KY 40870 Property Records

Harlan County property record for 75 Totz Loop, Totz, KY 40870

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1930
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on Record
Tax Bill	$307 (2025)
Flood Zone	Zone X (minimal risk)
APN	`169-20-00-018.00`

Property Details

APN / Parcel Number

Primary APN	`169-20-00-018.00`
Alternative APNs	`37304` `37536`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	864 sqft Living Area

Exterior

Year Built	Built 1930
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.139 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Account Number	37536
Street Address	75 TOTZ LOOP
City	TOTZ
State	KY
Zip	40870-8600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT
Jurisdiction	HARLAN KY
Township / Civil Division	POOR FORK
Census Block Group	2
Census Block	2037
Census Tract	970400

Owner

Source: Harlan County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	702 CORNETT ST, CUMBERLAND, KY 40823-1114
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Deed Document Number	0000493524
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Harlan County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Harlan County
Unified School District	Harlan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$307.00 (-0.32%)	$22,900 (-) Land $4,000 Building $18,900	$22,900 (-) Land $4,000 Building $18,900
2023	$308.00	$22,900 Land $4,000 Building $18,900	$22,900 Land $4,000 Building $18,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2002–2018)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Feb 2018 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms And Flooding, Mar 2002 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 82% of Kentucky
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUMBERLAND MUNICIPAL WATER WORKS serves 2,843 people · EPA ID KY0480092
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jul 2020 Haloacetic acids resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Access Cable Fiber · Cable	2,000 / 2,000