75 Tom Sparks Rd, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 75 Tom Sparks Rd, Spruce Pine, NC 28777

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,645 sqft · built 1952
Lot Size	1.05 acres (45,738 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Aug 2022)
Tax Bill	$958 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1800-01-26-9730`

Property Details

APN / Parcel Number

Primary APN	`1800-01-26-9730`
Alternative APNs	`555783520` `555784495`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,645 sqft Total Area
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	45,738 sqft (1.05 acres)

Utilities, Heating & Cooling

Heating System	Gravity Furnace

Location & Zoning

Account Number	555784495
Street Address	75 TOM SPARKS RD
City	SPRUCE PINE
State	NC
Zip	28777-5425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OLD 19E
Jurisdiction	MITCHELL NC
Township / Civil Division	GRASSY CREEK
Census Block Group	2
Census Block	2001
Census Tract	950300

Owner

Source: Mitchell County records, as of September 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 GLIMMER DR, ASHEVILLE, NC 28806-9096
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 28, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Aug 2, 2018	Warranty Deed, Transfer · ARM LOCAL GOVERNMENT FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2022 · Amount on Record
Deed Sale	Aug 4, 2022 · Amount on Record
Prior Sale	Aug 2, 2018 · Amount on Record
Deed Document Number	20222275
Deed Book / Page	647 / 428
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL NC
Recording Date	Aug 4, 2022
Property Address	75 TOM SPARKS RD, SPRUCE PINE, NC 28777-5425
Document Number	000647/428
Book / Page	647 / 428
Instrument Date	Aug 4, 2022
Instrument	2022002275
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 GLIMMER DR, ASHEVILLE, NC 28806-9096

Mortgage

Document Number	2022002276
Date	Aug 4, 2022
Instrument	2022002276

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL NC
Recording Date	Apr 28, 2021
Property Address	75 TOM SPARKS RD, SPRUCE PINE, NC 28777-5425
Document Number	627/1
Book / Page	627 / 1
Instrument Date	Apr 27, 2021
Instrument	2021000899
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	75 TOM SPARKS RD, 75, SPRUCE PINE, NC 28777-5425

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	75 TOM SPARKS RD, SPRUCE PINE, NC 28777-5425

Mortgage

Document Number	2021000900
Date	Apr 28, 2021
Instrument	2021000900

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL NC
Recording Date	Aug 2, 2018
Property Address	75 TOM SPARKS RD, SPRUCE PINE, NC 28777-5425
Document Number	593/631
Book / Page	593 / 631
Instrument Date	Aug 2, 2018
Instrument	2018001327
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6458 ASHBROOK VILLAGE DR, 6458, CANAL WINCHESTER, OH 43110-9399

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 TOM SPARKS RD, SPRUCE PINE, NC 28777-5425

Mortgage

Document Number	593/634
Date	Aug 2, 2018
Book Page	593/634
Instrument	2018001328

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	6%
Index	5-Year CMT
Margin	2
Max Rate	6%

Tax Assessment & Valuation

Source: Mitchell County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Mitchell County
Unified School District	Mitchell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$958.00	$149,800 (-) Land $22,600 Building $127,200
2025	$958.00 (+1.59%)	$149,800 (-) Land $22,600 Building $127,200
2023	$943.00	$149,800 Land $22,600 Building $127,200	$149,800 Land $22,600 Building $127,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 65% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SPRUCE PINE serves 5,661 people · EPA ID NC0161010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Zito Media Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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