75 Todd Dr NE, Concord, NC 28025 Property Records

Cabarrus County property record for 75 Todd Dr NE, Concord, NC 28025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,108 sqft · built 1947
Lot Size0.121 acres (5,253 sqft)
Owner2 Individual Names on Record
Last Sale$27,500 (Aug 1995)
Tax Bill$1,146 (2023)
Deeds & MortgagesJul 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN5621 53 8698

Property Details

APN / Parcel Number

Primary APN5621 53 8698
Alternative APNs
  • 12009 0116.000000
  • 48292

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,108 sqft Living Area
Gross Area1,164 sqft
1st Floor Area1,108 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1980
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area5,253 sqft (0.121 acres)
Lot Dimensions103 ft deep x 51 ft wide
Garage Area768 sqft
DrivewayConcrete Driveway
Driveway Area290 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area56 sqft
Patio Area110 sqft
Storage Building80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number48292
Street Address75 TODD DR NE
CityCONCORD
StateNC
Zip28025-3142
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-2
Legal DescriptionP/O LT 76 ROCKWOOD
Legal SubdivisionBEVERLEY HILLS
Legal Lot Number76
JurisdictionCABARRUS NC
Township / Civil Division12, CONCORD
Census Block Group1
Census Block1013
Census Tract42300

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address75 TODD DR NE, CONCORD, NC 28025-3142
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 24, 1995 · Amount on Record
Deed SaleAug 24, 1995 · Amount on Record
Deed Book / Page1473 / 333
Last Transfer DateJan 23, 2007
Transfer Doc7320231
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address75 TODD DR NE, CONCORD, NC 28025-3142
Transaction TypeMortgage
Record UpdatedAug 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001613296
DateJul 27, 2022
Book Page16132/96
Lender
NameLOCAL GOVERNMENT FCU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052
Interest
Rate TypeAdjustable Rate
Rate3.75%
AdjustableAdjustable Rate Rider
Type Change DateAug 1, 2027
Min Rate At Change2.75%
Max Rate At Change5.75%
Index5-Year CMT
Max Rate9.75%

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityConcord City
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$179,480 (-) Land $46,750 Building $132,730
2025$179,480 (+91.04%) Land $46,750 Building $132,730
2024$179,480 (+91.04%) Land $46,750 Building $132,730
2023$1,146.00$93,950 Land $23,800 Building $70,150$93,950 Land $23,800 Building $70,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CONCORD
serves 120,771 people · EPA ID NC0113010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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