75 Tioga St, Springfield, MA 01128 Property Records

Hampden County and Springfield City property record for 75 Tioga St, Springfield, MA 01128

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,638 sqft · built 1975
Lot Size	0.616 acres (26,846 sqft)
Owner	2 Individual Names on File
Last Sale	$114,000 (Mar 1997)
Tax Bill	$6,250 (2026)
Deeds & Mortgages	Mar 2023 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:11575 P:0048`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:11575 P:0048`
Alternative APN	`115750048`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,638 sqft Living Area
1st Floor Area	936 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	26,846 sqft (0.616 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	115750048
Street Address	75 TIOGA ST
City	SPRINGFIELD
State	MA
Zip	01128-1343
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1041
Census Tract	801604

Owner

75 Tioga St is owned and occupied by two individuals who bought it in March 1997.

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	75 TIOGA ST, SPRINGFIELD, MA 01128-1343
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2023	Deed of Trust, Mortgage · ARM PEOPLESBANK (HOLYOKE MA)
Sep 9, 2019	Deed of Trust, Mortgage · Balloon Mortgage UNITED BANK
Sep 9, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 1997 · Amount on File
Deed Sale	Mar 28, 1997 · Amount on File
Deed Book / Page	9809 / 517
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	75 TIOGA ST, SPRINGFIELD, MA 01128-1343
Transaction Type	Mortgage
Record Updated	Mar 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024935-73
Date	Mar 13, 2023
Book Page	24935/73
Instrument	11203

Lender

Name	PEOPLESBANK (HOLYOKE MA)

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Apr 1, 2028
Index	Other

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	75 TIOGA ST, SPRINGFIELD, MA 01128-1343
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22843-97
Date	Sep 9, 2019
Book Page	22843/97
Instrument	51291

Lender

Name	UNITED BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	75 TIOGA ST, SPRINGFIELD, MA 01128-1343
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22843-84
Date	Sep 9, 2019
Book Page	22843/84
Instrument	51290

Lender

Name	UNITED BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2039

Tax Assessment & Valuation

The 2026 property tax bill for 75 Tioga St was $6,250, up 6.1% from the year before.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,250.00 (+6.06%)	$404,300 (+7.58%) Land $68,200 Building $336,100	$407,566 (+10.97%)
2025	$5,893.00	$375,800 Land $68,200 Building $307,600	$367,270 (+2.82%)
2024			$357,200
2023	$5,197.00	$304,800 Land $65,000 Building $239,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 75 Tioga St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 75 Tioga St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Tioga St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures