75 Thicket Ln, South Beloit, IL 61080 Property Records

Winnebago County property record for 75 Thicket Ln, South Beloit, IL 61080

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,284 sqft · built 1998
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Tax Bill	$3,898 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-07-426-010`

Property Details

APN / Parcel Number

Primary APN	`04-07-426-010`
Alternative APNs	`407426010` `007D409`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,284 sqft Living Area
Basement Area	679 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Lot Area	11,761 sqft (0.27 acres)
Garage Area	672 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	007D409
Street Address	75 THICKET LN
City	SOUTH BELOIT
State	IL
Zip	61080-2491
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MISTY MEADOWS PT E 1/2 SEC 7-46-2 LOT9
Legal Range	2
Legal Township	46
Legal Section	7
Legal Subdivision	MISTY MEADOWS
Legal Lot Number	9
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKTON
Census Block Group	4
Census Block	4034
Census Tract	4004

Owner

75 Thicket Ln is owned and occupied by an individual.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	75 THICKET LN, SOUTH BELOIT, IL 61080-2491
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed of Trust, Mortgage · FHA Mortgage DO NO USE, CARRINGTON MORTGAGE SERVICES
Jul 16, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage HUD
Aug 6, 2019	Loan Modification, Mortgage · FHA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Recording Date	Jun 23, 2026
Property Address	75 THICKET LN, SOUTH BELOIT, IL 61080-2491
Document Number	0000015805
Instrument Date	May 14, 2026
Instrument	202615805
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	DO NO USE, CARRINGTON MORTGAGE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 THICKET LN, SOUTH BELOIT, IL 61080-2491

Mortgage

Document Number	0000015805,
Date	Jun 23, 2026
Instrument	202615805

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	279 Months
Due	Sep 1, 2049

Interest

Rate	6.3%
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	75 THICKET LN, SOUTH BELOIT, IL 61080-2491
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024954
Date	Jul 16, 2021
Instrument	2124954

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	336 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WINNEBAGO IL
Property Address	75 THICKET LN, SOUTH BELOIT, IL 61080-2491
Document Number	0001028949
Instrument Date	Aug 6, 2019
Transaction Type	Mortgage
Record Updated	Sep 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 THICKET LN SOUTH BELOIT IL 610802491, SOUTH BELOIT, IL 61080-2491

Mortgage

Document Number	0001028949
Date	Aug 28, 2019
Instrument	1028949

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 27, 2049

Interest

Rate	4.62%

Tax Assessment & Valuation

The 2025 property tax bill for 75 Thicket Ln was $3,898 with a homeowner's exemption.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockton Township
Municipality	South Beloit City
Unified School District	County of Winnebago SD 320 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,898.00	$61,606 Land $13,438 Building $48,168	$184,818 Land $40,314 Building $144,504
2022	Homeowner's exemption	$45,923 Land $10,017 Building $35,906	$137,769 Land $30,051 Building $107,718

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 75 Thicket Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (2008–2018)
Most Recent Claim	Oct 2018 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 75 Thicket Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-SOUTH BELOIT private · serves 7,893 people · EPA ID IL2010450
Water Source	Purchased groundwater from CITY OF BELOIT
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: LiteWire.

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