75 Tait St, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 75 Tait St, Ludlow, MA 01056

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,229 sqft · built 1940
Lot Size	0.538 acres (23,435 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Jul 2022)
Tax Bill	$5,006 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Aug 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`M:01D-14750 B:42 L:0`

Property Details

APN / Parcel Number

Primary APN	`M:01D-14750 B:42 L:0`
Alternative APNs	`LUDL M:1D B:14750 P:42` `7727`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Building Area	1,229 sqft Living Area
Gross Area	3,217 sqft
Basement Area	851 sqft
Unfinished Basement	851 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Contemporary
Construction Type	Frame
Lot Area	23,435 sqft (0.538 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	7727
Street Address	75 TAIT ST
City	LUDLOW
State	MA
Zip	01056-2145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES A
Legal Block	14750
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	1
Census Block	1021
Census Tract	810403

Owner

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	75 TAIT ST, LUDLOW, MA 01056-2145
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ACADEMY MORTGAGE CORP
Aug 28, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2022 · Amount on Record
Deed Sale	Jul 5, 2022 · Amount on Record
Record Updated	Oct 29, 2026

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	Jul 5, 2022
Property Address	75 TAIT ST, LUDLOW, MA 01056-2145
Document Number	024625-180
Book / Page	24625 / 180
Instrument Date	Jul 5, 2022
Instrument	40531
Transaction Type	Transfer
Record Updated	Mar 18, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	289 PROVIDENCE RD APT 2L, 2L, SOUTH GRAFTON, MA 01560-1384

Mortgage

Document Number	0000040532
Date	Jul 5, 2022
Instrument	40532

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	Aug 28, 2018
Property Address	75 TAIT ST, LUDLOW, MA 01056-2145
Document Number	22333-452
Book / Page	022333 / 000452
Instrument Date	Aug 23, 2018
Instrument	51370
Transaction Type	Transfer
Record Updated	Jan 15, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 TAIT ST LUDLOW MA 010562145, LUDLOW, MA 01056-2145

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,006.00 (+2.35%)	$312,700 (+10.93%) Land $86,000 Building $226,700	$291,158 (+4.92%)
2025	$4,891.00 (-1.96%)	$281,900 (+2.21%) Land $78,100 Building $203,800	$277,495 (+0.65%)
2024	$4,989.00 (+8.67%)	$275,800 (+17.21%) Land $79,100 Building $196,700	$275,690
2023	$4,591.00	$235,300 Land $65,800 Building $169,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: Spectrum.

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