75 Summit Rd, Mountain Top, PA 18707 Property Records

Luzerne County property record for 75 Summit Rd, Mountain Top, PA 18707

Property Summary

Property Type	Single Family Home
Details	1,326 sqft · built 1958
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Apr 2017)
Tax Bill	$3,221 (2026)
Deeds & Mortgages	Nov 2022 Second Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-L9S1-013-007`

Property Details

APN / Parcel Number

Primary APN	`20-L9S1-013-007`
Alternative APNs	`20-L9S1-013-007-000` `2000L9S1 013007`

Interior

Building Area	1,326 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Split Level
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	170 ft deep x 100 ft wide

Location & Zoning

Old Parcel Number	20-L9S1-013-007
Street Address	75 SUMMIT RD
City	MOUNTAIN TOP
State	PA
Zip	18707-1436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	20-142-1-D55-3 75 SUMMITT RD
Legal Subdivision	ADDITION TO FAIRVIEW HEIGHTS
Legal Block	13
Legal Lot Number	7
Jurisdiction	LUZERNE PA
Township / Civil Division	FAIRVIEW
Census Block Group	1
Census Block	1018
Census Tract	215501

Owner

Source: Luzerne County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	75 SUMMIT RD, MOUNTAIN TOP, PA 18707-1436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ESSA BANK & TRUST
Apr 13, 2017	Deed of Trust, Transfer · Conventional with PMI ESSA BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2017 · Amount on Record
Deed Sale	Apr 19, 2017 · Amount on Record
Deed Document Number	201720097
Deed Book / Page	3017 / 70665
Prior Transfer Date	Jul 19, 2007
Prior Transfer Doc	0005775575
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUZERNE PA
Property Address	75 SUMMIT RD, MOUNTAIN TOP, PA 18707-1436
Transaction Type	Mortgage
Record Updated	Apr 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000072406
Date	Nov 23, 2022
Book Page	3022/290501
Instrument	202272406

Lender

Name	ESSA BANK & TRUST
Type	Bank
Address	STROUDSBURG, PA 18360

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 14, 2032

April 2017: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	LUZERNE PA
Property Address	75 SUMMIT RD, MOUNTAIN TOP, PA 18707-1436
Document Number	0000020098
Book / Page	003017 / 070674
Instrument Date	Apr 13, 2017
Transaction Type	Transfer
Record Updated	Jun 28, 2017
Title Company	CENTURION ABSTRACTING COMPANY INC, CENTURION ABSTRACTING CO INC

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 SUMMIT RD MOUNTAIN TOP PA 187071436, MOUNTAIN TOP, PA 18707-1436

Mortgage

Document Number	0000020098
Date	Apr 19, 2017
Book Page	003017/070674
Instrument	20098

Lender

Name	ESSA BK&TR
Type	Bank
Address	STROUDSBURG, PA 18360-0160

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 18, 2047

Tax Assessment & Valuation

Source: Luzerne County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Luzerne County
County Subdivision	Fairview Township
Unified School District	Crestwood School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,221.00 (+0.03%) Homeowner's exemption	$151,800 (-) Land $34,600 Building $117,200
2025	$3,220.00 (+5.37%)
2024		$151,800 Land $34,600 Building $117,200
2023	$3,056.00
2009			$151,800 Land $34,600 Building $117,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1987)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1987 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAW CRYSTAL LAKE private · serves 9,773 people · EPA ID PA2409003
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Service Electric Cable TV Cable	2,000 / 40
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
SkyPacket Fixed Wireless	100 / 20

May also be available: Frontier.

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