75 Summer St, Westerly, RI 02891 Property Records

Westerly Town property record for 75 Summer St, Westerly, RI 02891 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Architecture StyleCape Cod
Year BuiltBuilt 1954
Square Footage1,890 sqft Living Area
Lot Size8,614 sqft (0.198 acres)
Last Sale$285,000 (2015)
Tax Bill$4,165.00 (2025)

Property Details

APN / Parcel Number

Primary APNWEST M:57 B:195
Alternative APNs
  • M:057 B:195 L
  • 20064800

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Building Area1,890 sqft Living Area
Gross Area4,079 sqft Gross Area
Stories2 Stories

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,614 sqft (0.198 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number20064800
Street Address75 SUMMER ST
CityWESTERLY
StateRI
Zip02891-1962
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block195
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group2
Census Block2005
Census Tract50801

Owner

Source: Westerly Town records · APN WEST M:57 B:195

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address103 POTTER HILL RD, WESTERLY, RI 02891-1107
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 12, 2026Deed of Trust, Mortgage · Line of Credit
Nov 29, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CHELSEA GROTON BANK
Mar 28, 2023Deed of Trust, Mortgage · Second Mortgage (Down Payment)
CHELSEA GROTON BANK
Apr 27, 2018Deed of Trust, Mortgage
WESTERLY COMMUNITY CU
Apr 27, 2018Deed of Trust, Mortgage · Line of Credit
WESTERLY COMMUNITY CU
Feb 12, 2021Quit Claim Deed, Transfer · Stand-Alone Refinance
WESTERLY COMMUNITY CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 24, 2015 · Amount on Record
Deed SaleAug 24, 2015 · Amount on Record
Prior SaleAug 10, 1999 · Amount on Record
Last Transfer DateFeb 08, 2021
Transfer Doc2021-3780
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Recording DateMay 12, 2026
Property Address75 SUMMER ST, WESTERLY, RI 02891-1962
Document Number02026-6984
Book / Page2026 / 6984
Instrument DateMay 06, 2026
Instrument20261523
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address75 SUMMER ST, WESTERLY, RI 02891-1962
InvestorPossibly a Property Investor

Mortgage

Document Number0000001523,
DateMay 12, 2026
Book Page2026/6984
Instrument20261523
Lender
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6.37%
Initial TypeAdjustable Rate
Max Rate-1%

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address75 SUMMER ST, WESTERLY, RI 02891-1962
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021-30045
DateNov 29, 2021
Book Page2021/30045
Instrument2021-6650
Lender
NameCHELSEA GROTON BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueDec 01, 2046

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address75 SUMMER ST, WESTERLY, RI 02891-1962
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02023-3458
DateMar 28, 2023
Book Page2023/3458
Instrument2023-905
Lender
NameCHELSEA GROTON BANK
TypeBank
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term61 Months
DueApr 01, 2028

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address75 SUMMER ST, WESTERLY, RI 02891-1962
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02018-6492
DateApr 27, 2018
Book Page2018/6492
Instrument1652
Lender
NameWESTERLY COMMUNITY CU
TypeCredit Union
Agreement
AmountAmount Recorded
Term180 Months
DueApr 01, 2033

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address75 SUMMER ST, WESTERLY, RI 02891-1962
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02018-6506
DateApr 27, 2018
Book Page2018/6506
Instrument1653
Lender
NameWESTERLY COMMUNITY CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueApr 01, 2043

February 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTERLY RI
Recording DateFeb 12, 2021
Property Address75 SUMMER ST, WESTERLY, RI 02891-1962
Document Number02021-3778
Book / Page2021 / 3778
Instrument DateFeb 08, 2021
Instrument2021-816
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
InvestorPossibly a Property Investor

Mortgage

Document Number02021-3780
DateFeb 12, 2021
Book Page2021/3780
Instrument2021817
Lender
NameWESTERLY COMMUNITY CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueMar 01, 2036

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$4,165.00 (-5.73%)$535,400 (+23.14%) Land $160,200 Building $375,200
2023$4,418.00 (+0.61%)$434,800 (-) Land $114,700 Building $320,100
2022$4,391.00$434,800 Land $114,700 Building $320,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C updated December 26, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Summer St

Nearby Streets

Search Property Records by Address or Parcel Number