75 Stone Commons Way, Covington, GA 30016 Property Records

Newton County property record for 75 Stone Commons Way, Covington, GA 30016 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,464 sqft · built 2008
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$264,500 (Sep 2021)
Tax Bill	$3,103 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Sep 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0064D-00000-037-000`

Property Details

APN / Parcel Number

Primary APN	`0064D-00000-037-000`
Alternative APNs	`0064D 037` `25172`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,464 sqft Heated Area
1st Floor Area	130 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2015
Exterior Material	Vinyl
Construction Type	Stone
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	25172
Old Parcel Number	0064D 037
Street Address	75 STONE COMMONS WAY
City	COVINGTON
State	GA
Zip	30016-6928
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 83 STONE RIDGE PH1
Legal Subdivision	STONE RIDGE
Legal Phase	1
Legal Lot Number	83
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	2
Census Block	2048
Census Tract	100600

Owner

Source: Newton County records · APN 0064D-00000-037-000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	75 STONE COMMONS WAY, COVINGTON, GA 30016-6928
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 02, 2023	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Sep 03, 2021	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE
Dec 17, 2016	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK
Dec 17, 2016	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 03, 2021 · Amount on Record
Deed Sale	Sep 03, 2021 · Amount on Record
Prior Sale	Oct 08, 2008 · Amount on Record
Deed Document Number	0004266502
Deed Book / Page	4266 / 502
Record Updated	Jun 08, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	75 STONE COMMONS WAY, COVINGTON, GA 30016-6928
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 STONE COMMONS WAY, COVINGTON, GA 30016-6928

Mortgage

Document Number	0045540000000220
Date	Oct 02, 2023
Book Page	0000004554/0000000220

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jan 01, 2051

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Sep 03, 2021
Property Address	75 STONE COMMONS WAY, COVINGTON, GA 30016-6928
Document Number	0042660502
Book / Page	4266 / 502
Instrument Date	Sep 03, 2021
Instrument	2021-005155
Transaction Type	Transfer
Record Updated	Oct 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 STONE COMMONS WAY, COVINGTON, GA 30016-6928

Mortgage

Document Number	0042660000000505
Date	Sep 20, 2021
Book Page	0000004266/0000000505
Instrument	017967

Lender

Name	GUILD MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2051

December 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NEWTON GA
Property Address	75 STONE COMMONS WAY, COVINGTON, GA 30016-6928
Document Number	0035300373
Instrument Date	Dec 17, 2016
Transaction Type	Mortgage
Record Updated	Jan 08, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 STONE COMMONS WAY COVINGTON GA 300166928, COVINGTON, GA 30016-6928

Mortgage

Document Number	0035300373
Date	Feb 01, 2017
Book Page	003530/000373
Instrument	1374

Lender

Name	WELLS FARGO BK
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2047

Interest

Rate Type	Fixed Rate
Rate	3.62%

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	75 STONE COMMONS WAY, COVINGTON, GA 30016-6928
Document Number	0035260068
Instrument Date	Dec 17, 2016
Transaction Type	Mortgage
Record Updated	Jan 26, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 STONE COMMONS WAY COVINGTON GA 300166928, COVINGTON, GA 30016-6928

Mortgage

Document Number	0035260068
Date	Jan 19, 2017
Book Page	003526/000068
Instrument	833

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410-8000

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 18, 2047

Tax Assessment & Valuation

Source: Newton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,103.00 (+7.15%) Homeowner's exemption	$130,680 (+9.45%) Land $18,000 Building $112,680	$326,700 (+9.45%) Land $45,000 Building $281,700
2023		$119,400 Land $7,200 Building $112,200	$298,500 Land $18,000 Building $280,500
2022	$2,896.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Newton County (13217C), updated September 30, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 132171006002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2009, river or lake flooding, Severe Storms And Flooding

Wildfire

Wildfire Risk	Low above 32% of the US · above 9% of Georgia
Wildfire Likelihood	About 1 in 2,632 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 212 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 35
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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