75 Spring Lake Dr, Debary, FL 32713 Property Records

Volusia County property record for 75 Spring Lake Dr, Debary, FL 32713

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,643 sqft · built 1987
Lot Size	0.386 acres (16,800 sqft)
Owner	Individual Name on Record
Last Sale	$154,000 (May 1994)
Tax Bill	$3,394 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8025-07-00-1230`

Property Details

APN / Parcel Number

Primary APN	`8025-07-00-1230`
Alternative APNs	`30182507001230` `25183007001230` `4880691.0` `4880691`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,643 sqft Living Area
Gross Area	3,171 sqft
1st Floor Area	2,643 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2000
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,800 sqft (0.386 acres)
Lot Dimensions	140 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Finished/Open Porch
Porch Area	340 sqft
Patio Area	1,026 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	4880691
Street Address	75 SPRING LAKE DR
City	DEBARY
State	FL
Zip	32713-2739
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01R4
Legal Description	LOT 123 SUMMERHAVEN PHASE IV MB 41 PG 39 PER OR 3922 PG 1584 PER OR 7030 PG 0114
Legal Range	30E
Legal Township	18S
Legal Section	25
Legal Subdivision	SUMMERHAVEN PHASE IV MB
Legal Phase	4
Legal Tract	07
Legal Lot Number	123
Jurisdiction	VOLUSIA FL
Township / Civil Division	DEBARY-ORANGE CITY
Census Block Group	1
Census Block	1042
Census Tract	90905

Owner

Source: Volusia County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	75 SPRING LAKE DR, DEBARY, FL 32713-2739
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Feb 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOFI LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 1994 · Amount on Record
Deed Sale	May 16, 1994 · Amount on Record
Prior Sale	Nov 15, 1986 · Amount on Record
Deed Book / Page	3922 / 1584
Last Transfer Date	Jun 9, 2009
Transfer Doc	0070300114
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	75 SPRING LAKE DR, DEBARY, FL 32713-2739
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 SPRING LAKE DR, DEBARY, FL 32713-2739

Mortgage

Document Number	0080084610
Date	Mar 17, 2021
Book Page	8008/4610
Instrument	2021-059947

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Apr 7, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	75 SPRING LAKE DR, DEBARY, FL 32713-2739
Document Number	0078201883
Instrument Date	Feb 17, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 SPRING LAKE DR DEBARY FL 327132739, DEBARY, FL 32713-2739

Mortgage

Document Number	0078201883
Date	Feb 26, 2020
Book Page	007820/001883
Instrument	40858

Lender

Name	SOFI LNDG
Address	COTTONWOOD HEIGHTS, UT 84121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2050

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	DeBary City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$232,727 (+2.7%)	$451,903 (+0.35%) Land $72,750 Building $379,153
2025	$3,394.00 (+4.98%) Homeowner's exemption	$226,609 (+5.99%)	$450,340 (+1.37%) Land $72,750 Building $377,590
2024	$3,233.00 (+5.07%)
2023	$3,077.00 (+2.36%) Homeowner's exemption	$213,809 (+3%)	$444,246 (+20.11%) Land $93,120 Building $351,126
2022	$3,006.00 Homeowner's exemption	$207,582	$369,872 Land $69,840 Building $300,032

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 51 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	56 units insured incl. 5 condo units
Nearby Flood Claims	8 (2008–2024)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VC/SOUTHWEST WATER SYSTEM serves 19,672 people · EPA ID FL3641336
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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