Franklin County property record for 75 Spinnaker Run Ct, Moneta, VA 24121
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5.5 ba · 3,745 sqft · built 2018 |
| Lot Size | 0.736 acres (32,060 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $445,000 (Oct 2017) |
| Tax Bill | $7,191 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Jan 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 032 05-022 00 |
| Primary APN | 032 05-022 00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 1 Story |
| Building Area | 3,745 sqft Living Area |
| Gross Area | 5,835 sqft |
| 1st Floor Area | 3,140 sqft |
| Basement Area | 2,348 sqft |
| Finished Basement | 1,960 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 32,060 sqft (0.736 acres) |
| Terrain | Rolling |
| Garage Area | 624 sqft |
| Driveway | Concrete Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 156 sqft |
| Deck Area | 604 sqft |
| Patio Area | 270 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 8555 |
|---|---|
| Street Address | 75 SPINNAKER RUN CT |
| City | MONETA |
| State | VA |
| Zip | 24121-2500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SPINNAKER RUN LOT 21 |
| Legal Subdivision | SPINNAKER RUN |
| Legal Lot Number | 21 |
| Jurisdiction | FRANKLIN VA |
| Township / Civil Division | GILLS CREEK |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 20104 |
Source: Franklin County records, as of June 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 75 SPINNAKER RUN CT, MONETA, VA 24121-2500 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON BANK |
| Jan 17, 2020 | Deed of Trust, Mortgage TRUIST BK |
| Oct 13, 2017 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Oct 13, 2017 | Warranty Deed, Transfer · Line of Credit FIRST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 13, 2017 · Amount on Record |
| Deed Sale | Oct 13, 2017 · Amount on Record |
| Prior Sale | Apr 7, 2014 · Amount on Record |
| Deed Document Number | 20176537 |
| Deed Book / Page | 1099 / 738 |
| Prior Transfer Date | Mar 26, 2014 |
| Prior Transfer Doc | 00104602234 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Property Address | 75 SPINNAKER RUN CT, MONETA, VA 24121-2500 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0011800317 |
|---|---|
| Date | Feb 28, 2022 |
| Book Page | 1180/317 |
| Instrument | 220001633 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.49% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Property Address | 75 SPINNAKER RUN CT, MONETA, VA 24121-2500 |
| Document Number | 0011332540 |
| Instrument Date | Jan 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 75 SPINNAKER RUN CT MONETA VA 241212500, MONETA, VA 24121-2500 |
| Document Number | 0011332540 |
|---|---|
| Date | Jan 23, 2020 |
| Book Page | 001133/002540 |
| Instrument | 461 |
| Name | TRUIST BK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 22, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Recording Date | Oct 13, 2017 |
| Property Address | 75 SPINNAKER RUN CT, MONETA, VA 24121-2500 |
| Document Number | 0010990742 |
| Book / Page | 001099 / 000742 |
| Instrument Date | Oct 9, 2017 |
| Instrument | 6538 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 911 CONFEDERACY DR PENN LAIRD VA 228469659, PENN LAIRD, VA 22846-9659 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Recording Date | Oct 13, 2017 |
| Property Address | 75 SPINNAKER RUN CT, MONETA, VA 24121-2500 |
| Document Number | 0010990738 |
| Book / Page | 001099 / 000738 |
| Instrument Date | Oct 6, 2017 |
| Instrument | 6537 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $445.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 911 CONFEDERACY DR PENN LAIRD VA 228469659, PENN LAIRD, VA 22846-9659 |
| Document Number | 10990745 |
|---|---|
| Date | Oct 13, 2017 |
| Book Page | 001099/000745 |
| Instrument | 6539 |
| Name | FIRST BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Franklin County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Franklin County |
| Unified School District | Franklin County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,191.00 (+12.98%) | $1,672,500 (+60.26%) Land $360,000 Building $1,312,500 | $1,672,500 (+60.26%) Land $360,000 Building $1,312,500 |
| 2023 | $6,365.00 | $1,043,600 (-) Land $355,000 Building $688,600 | $1,043,600 (-) Land $355,000 Building $688,600 |
| 2022 | $1,043,600 Land $355,000 Building $688,600 | $1,043,600 Land $355,000 Building $688,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VISTA POINTE LANDING serves 115 people · EPA ID VA5143861 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| SMLW Broadband Fixed Wireless | 1,000 / 100 |
| Glo Fiber Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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