75 Snowflake Ln, Elizabethtown, KY 42701 Property Records

Hardin County property record for 75 Snowflake Ln, Elizabethtown, KY 42701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,305 sqft · built 1977
Lot Size	1.15 acres (50,094 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Aug 2017)
Tax Bill	$1,353 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Oct 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`222-00-01-029`

Property Details

APN / Parcel Number

Primary APN	`222-00-01-029`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,305 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	No Foundation
Lot Area	50,094 sqft (1.15 acres)
Garage Type	Attached
Garage Area	580 sqft
Porch	Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	75 SNOWFLAKE LN
City	ELIZABETHTOWN
State	KY
Zip	42701-8363
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOUR SEASONS LT 029 #2
Legal Subdivision	FOUR SEASONS
Legal Block	1
Legal Lot Number	29
Jurisdiction	HARDIN KY
Township / Civil Division	ELIZABETHTOWN
Census Block Group	1
Census Block	1022
Census Tract	1601

Owner

75 Snowflake Ln is owned and occupied by an individual who bought it in August 2017.

Source: Hardin County records, as of April 6, 2026

Owner of Record	Individual Name on File
Mailing Address	75 SNOWFLAKE LN, ELIZABETHTOWN, KY 42701-8363
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC
Oct 10, 2025	Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC
Aug 11, 2017	Deed of Trust, Mortgage · Construction Mortgage THE CECILIAN BANK
Aug 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOUTH CENTRAL BANK
Aug 15, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2017 · Amount on File
Deed Sale	Aug 15, 2017 · Amount on File
Prior Sale	Apr 16, 2013 · Amount on File
Deed Book / Page	1444 / 492
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	75 SNOWFLAKE LN, ELIZABETHTOWN, KY 42701-8363
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 SNOWFLAKE LN, ELIZABETHTOWN, KY 42701-8363

Mortgage

Document Number	02606/1087
Date	Mar 23, 2026
Book Page	2606/1087

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	ELIZABETHTOWN, KY 42701

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 20, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	75 SNOWFLAKE LN, ELIZABETHTOWN, KY 42701-8363
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 SNOWFLAKE LN, E TOWN, KY 42701-8363

Mortgage

Document Number	002584/426
Date	Oct 10, 2025
Book Page	2584/426

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	ELIZABETHTOWN, KY 42701

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 10, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	75 SNOWFLAKE LN, ELIZABETHTOWN, KY 42701-8363
Transaction Type	Mortgage
Record Updated	Sep 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2206/1309
Date	Aug 11, 2017
Book Page	2206/1309

Lender

Name	THE CECILIAN BANK
Type	Bank
Address	ELIZABETHTOWN, KY 42701

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 3, 2018

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	75 SNOWFLAKE LN, ELIZABETHTOWN, KY 42701-8363
Transaction Type	Mortgage
Record Updated	Sep 17, 2021
Title Company	MATINGLY FORD TITLE SERVICES LLC, MATTINGLY FORD TTL SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2395/262
Date	Aug 5, 2021
Book Page	2395/262

Lender

Name	SOUTH CENTRAL BANK
Type	Bank
Address	GLASGOW, KY 42141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	Aug 15, 2017
Property Address	75 SNOWFLAKE LN, ELIZABETHTOWN, KY 42701-8363
Document Number	1444/492
Book / Page	1444 / 492
Instrument Date	Aug 5, 2017
Transaction Type	Transfer
Record Updated	Sep 17, 2021

Transaction

Amount	Amount on Record
Tax	$125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	75 SNOWFLAKE LN, 75, ELIZABETHTOWN, KY 42701-8363

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 SNOWFLAKE LN, ELIZABETHTOWN, KY 42701-8363

Tax Assessment & Valuation

The 2025 property tax bill for 75 Snowflake Ln was $1,353.

Source: Hardin County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,353.00	$137,400 Land $22,600 Building $114,800	$137,400 Land $22,600 Building $114,800
2023		$137,400 Land $22,600 Building $114,800	$137,400 Land $22,600 Building $114,800
2021	$1,239.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 75 Snowflake Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 75 Snowflake Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDIN COUNTY WATER DISTRICT #2 serves 76,326 people · EPA ID KY0470175
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Brandenburg Telecom Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Snowflake Ln

Nearby Streets

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