York County and Saco City property record for 75 Smutty Ln, Saco, ME 04072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,380 sqft · built 1947 |
| Lot Size | 1.99 acres (86,684 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $365,600 (Nov 2021) |
| Tax Bill | $5,250 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Dec 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | L4055R |
| Primary APN | L4055R |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,380 sqft Living Area |
| Gross Area | 4,578 sqft |
| 1st Floor Area | 1,380 sqft |
| Basement Area | 1,260 sqft |
| Unfinished Basement | 1,260 sqft |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 86,684 sqft (1.99 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | L4055R |
|---|---|
| Street Address | 75 SMUTTY LN |
| City | SACO |
| State | ME |
| Zip | 04072-9717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Lot Number | 3 |
| Jurisdiction | SACO ME |
| Township / Civil Division | SACO |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 5100 |
Source: York County and Saco City records, as of May 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 75 SMUTTY LN, SACO, ME 04072-9717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 20, 2024 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) ROCKET MORTGAGE |
| Dec 12, 2022 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) ROCKET MORTGAGE |
| Nov 2, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE |
| Mar 30, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage NORCOM MORTGAGE |
| Sep 3, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 2, 2021 · Amount on Record |
| Deed Sale | Nov 2, 2021 · Amount on Record |
| Prior Sale | Mar 30, 2020 · Amount on Record |
| Deed Document Number | 202164333 |
| Deed Book / Page | 18858 / 168 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 75 SMUTTY LN, SACO, ME 04072-9717 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0194050846 |
|---|---|
| Date | Mar 20, 2024 |
| Book Page | 19405/846 |
| Instrument | 2024008093 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 75 SMUTTY LN, SACO, ME 04072-9717 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0191670714 |
|---|---|
| Date | Dec 12, 2022 |
| Book Page | 19167/714 |
| Instrument | 2022051317 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 253 Months |
| Due | Jan 1, 2044 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SACO ME |
| Recording Date | Nov 2, 2021 |
| Property Address | 75 SMUTTY LN, SACO, ME 04072-9717 |
| Document Number | 0188580168 |
| Book / Page | 18858 / 168 |
| Instrument Date | Oct 29, 2021 |
| Instrument | 2021064333 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Venture |
| Address | 388 HAMMOND ST, BANGOR, ME 04401-4647 |
| Document Number | 2021064334 |
|---|---|
| Date | Nov 2, 2021 |
| Instrument | 2021064334 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SACO ME |
| Recording Date | Mar 30, 2020 |
| Property Address | 75 SMUTTY LN, SACO, ME 04072-9717 |
| Document Number | 0182060139 |
| Book / Page | 18206 / 139 |
| Instrument Date | Mar 27, 2020 |
| Instrument | 2020014192 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 72 COACH LANTERN LN E, SCARBOROUGH, ME 04074-8518 |
| Document Number | 2020014193 |
|---|---|
| Date | Mar 30, 2020 |
| Instrument | 2020014193 |
| Name | NORCOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACO ME |
| Recording Date | Sep 3, 2019 |
| Property Address | 75 SMUTTY LN, SACO, ME 04072-9717 |
| Document Number | 0180360512 |
| Book / Page | 018036 / 000512 |
| Instrument Date | Aug 28, 2019 |
| Instrument | 36994 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 254 MAIN ST BIDDEFORD ME 040052400, BIDDEFORD, ME 04005-2400 |
Source: York County and Saco City assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Saco City |
| Unified School District | Saco Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,250.00 (+3.16%) | $369,700 (+2.07%) Land $148,100 Building $221,600 | |
| 2024 | $5,089.00 (+5.89%) | $362,200 (+38.14%) Land $148,100 Building $214,100 | $491,910 |
| 2022 | $4,806.00 | $262,200 Land $112,700 Building $149,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1987) |
| Most Recent Claim | Apr 1987 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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