75 Smith St, Lake George, NY 12845 Property Records

Warren County and Lake George Town property record for 75 Smith St, Lake George, NY 12845

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 960 sqft · built 1981
Lot Size	0.258 acres (11,250 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Feb 2019)
Tax Bill	$3,017 (2026)
Deeds & Mortgages	Mar 2021 Refinance Feb 2019 Sale & Mortgage + 1 more
APN	`522201 251.18-2-21`

Property Details

APN / Parcel Number

Primary APN	`522201 251.18-2-21`
Alternative APN	`220125101800020210000000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	960 sqft Total Area
1st Floor Area	960 sqft
Basement Area	960 sqft
Finished Basement	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	11,250 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Porch	Slab
Porch Area	716 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	75 SMITH ST
City	LAKE GEORGE
State	NY
Zip	12845-1333
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Description	4.-7-6.3
Legal Block	2
Legal Lot Number	21.000
Jurisdiction	WARREN NY
Township / Civil Division	LAKE GEORGE
Census Block Group	1
Census Block	1039
Census Tract	72001

Owner

Source: Warren County and Lake George Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	75 SMITH ST, A, LAKE GEORGE, NY 12845-1333
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Warranty Deed, Transfer · Stand-Alone Refinance TRUSTCO BANK
Feb 25, 2019	Warranty Deed, Transfer · Conventional Mortgage TRUSTCO BK
Oct 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2019 · Amount on Record
Deed Sale	Feb 25, 2019 · Amount on Record
Prior Sale	Nov 1, 2017 · Amount on Record
Deed Document Number	20191140
Deed Book / Page	5892 / 185
Last Transfer Date	Aug 26, 2020
Transfer Doc	0000002768
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN NY
Recording Date	Mar 29, 2021
Property Address	75 SMITH ST, LAKE GEORGE, NY 12845-1333
Document Number	0063280117
Book / Page	6328 / 117
Instrument Date	Aug 26, 2020
Instrument	2021-2768
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 SMITH ST, LAKE GEORGE, NY 12845-1333

Mortgage

Document Number	0063280121
Date	Mar 29, 2021
Book Page	6328/121
Instrument	2021-2769

Lender

Name	TRUSTCO BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	253 Months
Due	Apr 1, 2042

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN NY
Recording Date	Feb 25, 2019
Property Address	75 SMITH ST, LAKE GEORGE, NY 12845-1333
Document Number	0000001140
Book / Page	005892 / 000185
Instrument Date	Feb 21, 2019
Instrument	1140
Transaction Type	Transfer
Record Updated	Mar 18, 2019
Title Company	LAKE GEORGE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$640.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2734 NYS ROUTE 9 LAKE GEORGE NY 12845, LAKE GEORGE, NY 12845

Mortgage

Document Number	1141
Date	Feb 25, 2019
Book Page	005892/000189
Instrument	1141

Lender

Name	TRUSTCO BK
Type	Bank
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 24, 2049

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NY
Property Address	75 SMITH ST, LAKE GEORGE, NY 12845-1333
Document Number	0000007810
Instrument Date	Oct 27, 2017
Transaction Type	Mortgage
Record Updated	May 15, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 COVINGTON CT NISKAYUNA NY 123091323, NISKAYUNA, NY 12309-1323

Mortgage

Document Number	0000007810
Date	Nov 1, 2017
Book Page	005656/000081
Instrument	7810

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 31, 2032

Tax Assessment & Valuation

Source: Warren County and Lake George Town assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Warren County
County Subdivision	Lake George Town
Municipality	Lake George Village
Unified School District	Lake George Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,017.00
2025		$165,000 (-) Land $56,000 Building $109,000	$242,600 (+23.51%) Land $82,337 Building $160,263
2023		$165,000 Land $56,000 Building $109,000	$196,429 Land $66,667 Building $129,762

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE GEORGE VILLAGE serves 1,800 people · EPA ID NY5600106
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
SLICFiber Fiber	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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