Franklin County property record for 75 Shoreline Cir, Penhook, VA 24137
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 3,507 sqft · built 1997 |
| Lot Size | 1.37 acres (59,764 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,525,000 (Jun 2017) |
| Tax Bill | $12,373 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jul 2019 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051 06-016 00 |
| Primary APN | 051 06-016 00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,507 sqft Living Area |
| Gross Area | 6,937 sqft |
| 1st Floor Area | 3,507 sqft |
| Basement Area | 3,507 sqft |
| Finished Basement | 3,104 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | EIFS / Synthetic Stucco |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 59,764 sqft (1.37 acres) |
| Terrain | Rolling |
| View / Lot | Waterfront |
| Garage Area | 812 sqft |
| Driveway | Brick Driveway |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 800 sqft |
| Porch | Patio |
| Porch Area | 979 sqft |
| Deck Area | 541 sqft |
| Boat Access | Boat Access |
| Boat House | 888 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 15975 |
|---|---|
| Street Address | 75 SHORELINE CIR |
| City | PENHOOK |
| State | VA |
| Zip | 24137-5087 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | THE WATERS EDGE NEW LOT 16-A SECTION 1 |
| Legal Subdivision | WATERS EDG |
| Legal Lot Number | 16-A |
| Jurisdiction | FRANKLIN VA |
| Township / Civil Division | UNION HALL |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 20102 |
Source: Franklin County records, as of June 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 75 SHORELINE CIR, PENHOOK, VA 24137-5087 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Sep 2, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Jul 8, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Aug 25, 2017 | Deed of Trust, Mortgage WELLS FARGO BK |
| Jun 30, 2017 | Warranty Deed, Construction Loan · Construction Mortgage PRIVATE INDIVIDUAL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 2017 · Amount on Record |
| Deed Sale | Jun 30, 2017 · Amount on Record |
| Prior Sale | Oct 6, 2009 |
| Deed Document Number | 20174113 |
| Deed Book / Page | 1094 / 2902 |
| Last Transfer Date | Aug 31, 2021 |
| Transfer Doc | 0011691604 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Recording Date | Sep 2, 2021 |
| Property Address | 75 SHORELINE CIR, PENHOOK, VA 24137-5087 |
| Document Number | 0011691604 |
| Book / Page | 1169 / 1604 |
| Map Reference | MB 580 PG 1044 |
| Instrument Date | Aug 31, 2021 |
| Instrument | 210008246 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | DIVERSITY TITLE AND ESCROW COMPANY, LIBERTY TITLE & ESCROW CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 75 SHORELINE CIR, PENHOOK, VA 24137-5087 |
| Document Number | 210008247 |
|---|---|
| Date | Sep 2, 2021 |
| Instrument | 210008247 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 312 Months |
| Due | Sep 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Recording Date | Jul 8, 2019 |
| Property Address | 75 SHORELINE CIR, PENHOOK, VA 24137-5087 |
| Document Number | 0011240092 |
| Book / Page | 001124 / 000092 |
| Instrument Date | Jul 3, 2019 |
| Instrument | 3995 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1801 PROSPECT RD SE ROANOKE VA 240142500, ROANOKE, VA 24014-2500 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Property Address | 75 SHORELINE CIR, PENHOOK, VA 24137-5087 |
| Document Number | 0010970039 |
| Instrument Date | Aug 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 0010970039 |
|---|---|
| Date | Aug 25, 2017 |
| Book Page | 001097/000039 |
| Instrument | 5311 |
| Name | WELLS FARGO BK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 24, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Recording Date | Jun 30, 2017 |
| Property Address | 75 SHORELINE CIR, PENHOOK, VA 24137-5087 |
| Document Number | 0010942902 |
| Book / Page | 001094 / 002902 |
| Instrument Date | Jun 21, 2017 |
| Instrument | 4113 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 23, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,525.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 10942905 |
|---|---|
| Date | Jun 30, 2017 |
| Book Page | 001094/002905 |
| Instrument | 4114 |
| Name | PRIVATE INDIVIDUAL |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 29, 2018 |
| Rate Type | Fixed Rate |
|---|
Source: Franklin County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Franklin County |
| Unified School District | Franklin County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,373.00 (+33.69%) | $2,877,600 (+89.65%) Land $394,300 Building $2,483,300 | $2,877,600 (+89.65%) Land $394,300 Building $2,483,300 |
| 2023 | $9,255.00 | $1,517,300 (-) Land $364,300 Building $1,153,000 | $1,517,300 (-) Land $364,300 Building $1,153,000 |
| 2022 | $1,517,300 Land $364,300 Building $1,153,000 | $1,517,300 Land $364,300 Building $1,153,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF ROCKY MOUNT serves 6,000 people · EPA ID VA5067840 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Also Mapped Here | WESTERN VIRGINIA WATER AUTHORITY |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| SMLW Broadband Fixed Wireless | 1,000 / 100 |
| Glo Fiber Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures