75 Shilo Dr, Morehead, KY 40351 Property Records

Rowan County property record for 75 Shilo Dr, Morehead, KY 40351

Property Summary

Property Type	Mobile Home
Details	1 ba · 2,240 sqft · built 2000
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$5,500 (Jan 2022)
Tax Bill	$601 (2025)
Deeds & Mortgages	Apr 2026 Sale Apr 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`041-00 00 004.04`

Property Details

APN / Parcel Number

Primary APN	`041-00 00 004.04`
Alternative APNs	`3632` `3660` `3848`

Interior

Full Baths	1 Bath
Building Area	2,240 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Mobile Home
Lot Area	43,560 sqft (1 acres)
Total Buildings	2 Buildings

Location & Zoning

Account Number	3848
Street Address	75 SHILO DR
City	MOREHEAD
State	KY
Zip	40351-9159
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	2000 28X80 DW 1 A+- & 4 BAY GARAGE/BLDG SHILOH DRIVE
Jurisdiction	ROWAN KY
Township / Civil Division	HILDA-TRIPLETT
Census Block Group	2
Census Block	2005
Census Tract	950100

Owner

Source: Rowan County records · APN 041-00 00 004.04

Assessment roll updated November 18, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	75 SHILO DR, MOREHEAD, KY 40351-9159
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Apr 15, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
May 03, 2024	Deed of Trust, Mortgage · Commercial Mortgage WHITAKER BANK INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 03, 2022 · Amount on Record
Deed Sale	Jan 03, 2022 · Amount on Record
Deed Document Number	20222014369
Deed Book / Page	282 / 589
Last Transfer Date	May 19, 2025
Transfer Doc	0002042372
Record Updated	Sep 20, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Apr 15, 2026
Property Address	75 SHILO DR, MOREHEAD, KY 40351-9159
Document Number	00D299/280
Book / Page	299 / 280
Instrument Date	Apr 10, 2026
Instrument	20262045996
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 SHILO DR, MOREHEAD, KY 40351-9159

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Apr 15, 2026
Property Address	75 SHILO DR, MOREHEAD, KY 40351-9159
Document Number	0002045996
Book / Page	299 / 280
Instrument Date	Apr 10, 2026
Instrument	2026.2045996
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 SHILO DR, MOREHEAD, KY 40351-9159

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	75 SHILO DR, MOREHEAD, KY 40351-9159
Transaction Type	Mortgage
Record Updated	May 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 SHILO DR, MOREHEAD, KY 40351-9159

Mortgage

Document Number	0000A470/1
Date	May 03, 2024
Book Page	A470/1
Instrument	2029731

Lender

Name	WHITAKER BANK INC
Type	Bank
Address	LEXINGTON, KY 40555

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 30, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated November 18, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$601.00 (-1.64%)	$71,815 (-) Land $15,000 Building $56,815	$71,815 (-) Land $15,000 Building $56,815
2023	$611.00	$71,815 Land $15,000 Building $56,815	$71,815 Land $15,000 Building $56,815

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 18, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2010)
Most Recent Claim	May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes
Claims by Event	Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims

Wildfire

Wildfire Risk	Low lower than 62% of the US · above 68% of Kentucky
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Uniti Group DSL	25 / 3

Based on FCC filings for 5 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ROWAN WATER INC private · serves 18,765 people
Water Source	Purchased surface water from MOREHEAD UTILITY PLANT BOARD
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Shilo Dr

Nearby Streets

All Morehead, KY Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures