75 Sentinal Dr, Manchester, KY 40962 Property Records

Clay County property record for 75 Sentinal Dr, Manchester, KY 40962

Property Summary

Property Type	Single Family Home
Details	2,673 sqft · built 2008
Lot Size	1.03 acres (44,954 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Mar 2023)
Tax Bill	$3,641 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Nov 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`067-10-00-024.00`

Property Details

APN / Parcel Number

Primary APN	`067-10-00-024.00`
Alternative APNs	`118275` `5388`

Interior

Stories	2 Stories
Building Area	2,673 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	44,954 sqft (1.03 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	5388
Street Address	75 SENTINAL DR
City	MANCHESTER
State	KY
Zip	40962-7374
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.032 ACRES & HOUSE LOT # 47
Legal Subdivision	LIBERTY HILLS SEC C
Legal Lot Number	47
Jurisdiction	CLAY KY
Township / Civil Division	MANCHESTER
Census Block Group	1
Census Block	1025
Census Tract	950302

Owner

Source: Clay County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	75 SENTINAL DR, MANCHESTER, KY 40962-7374
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 5, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST OPTION MORTGAGE LLC
Jan 27, 2017	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jan 3, 2019	Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA
Jul 15, 2020	Deed of Trust, Mortgage · Closed-End Mortgage HYDEN CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2023 · Amount on Record
Deed Sale	Mar 22, 2023 · Amount on Record
Prior Sale	Nov 5, 2021 · Amount on Record
Deed Document Number	20231671338
Deed Book / Page	342 / 389
Record Updated	Sep 20, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY KY
Recording Date	Mar 22, 2023
Property Address	75 SENTINAL DR, MANCHESTER, KY 40962-7374
Document Number	000342/389
Book / Page	342 / 389
Map Reference	CAB 1
Instrument Date	Mar 20, 2023
Instrument	1671338
Transaction Type	Transfer
Record Updated	May 29, 2023
Title Company	IMAG TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$305.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	75 SENTINAL DR, MANCHESTER, KY 40962-7374

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	75 SENTINAL DR, MANCHESTER, KY 40962-7374

Mortgage

Document Number	0001671339
Date	Mar 22, 2023
Instrument	1671339

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY KY
Recording Date	Nov 5, 2021
Property Address	75 SENTINAL DR, MANCHESTER, KY 40962-7374
Document Number	000336/610
Book / Page	336 / 610
Map Reference	CAB 1
Instrument Date	Oct 18, 2021
Instrument	314696
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	KENTUCKY LAND TITLE, KENTUCKY MTN LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$312.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	75 SAWMILL RD, 75, MANCHESTER, KY 40962-7214

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	75 SENTINAL DR, MANCHESTER, KY 40962-7374

Mortgage

Document Number	0000314697
Date	Nov 5, 2021
Instrument	314697

Lender

Name	FIRST OPTION MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY KY
Property Address	75 SENTINAL DR, MANCHESTER, KY 40962-7374
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG221/242
Date	Jan 27, 2017
Book Page	MTG 221/242
Instrument	139235

Lender

Name	PNC BANK NA
Type	Bank
Address	MANCHESTER, KY 40962

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY KY
Property Address	75 SENTINAL DR, MANCHESTER, KY 40962-7374
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG228/049
Date	Jan 3, 2019
Book Page	MTG 228/049
Instrument	164397

Lender

Name	PNC BANK NA
Type	Bank
Address	MANCHESTER, KY 40962

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	263 Months
Due	Dec 15, 2040

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY KY
Property Address	75 SENTINAL DR, MANCHESTER, KY 40962-7374
Transaction Type	Mortgage
Record Updated	Aug 18, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	233/575
Date	Jul 15, 2020
Book Page	233/575
Instrument	311070

Lender

Name	HYDEN CITIZENS BANK
Type	Bank
Address	HYDEN, KY 41749

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,641.00 (-2.18%)	$305,000 (-2.24%)	$305,000 (-2.24%)
2023	$3,722.00	$312,000	$312,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 87% of Kentucky
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANCHESTER WATER WORKS serves 11,349 people · EPA ID KY0260737
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peoples Rural Telephone Cooperative Fiber	1,000 / 1,000

Nearby Streets

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