75 Scott Dr, Watchung, NJ 07069 Property Records

Somerset County and Watchung Borough property record for 75 Scott Dr, Watchung, NJ 07069

Property Summary

Property Type	Single Family Home
Details	3,839 sqft · built 1983
Lot Size	1.28 acres (55,757 sqft)
Owner	2 Individual Names on File
Last Sale	$1,200,000 (Aug 2023)
Tax Bill	$24,835 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-01604-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`21-01604-0000-00006`
Alternative APNs	`210160400006` `S001`

Interior

Stories	1 Story
Building Area	3,839 sqft Living Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Construction Type	Frame
Lot Area	55,757 sqft
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Location & Zoning

Account Number	S001
Street Address	75 SCOTT DR
City	WATCHUNG
State	NJ
Zip	07069-6300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-R
Legal Description	ADDITIONAL LOTS: OID 16 1.A07
Legal Subdivision	NICHOLS-MARTIN ASSOC SEC
Legal Block	1604
Legal Lot Number	6
Jurisdiction	SOMERSET NJ
Township / Civil Division	WATCHUNG
Census Block Group	3
Census Block	3012
Census Tract	52300

Owner

75 Scott Dr is owned and occupied by two individuals who bought it in August 2023.

Source: Somerset County and Watchung Borough records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	75 SCOTT DR, WATCHUNG, NJ 07069-6300
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 15, 2024	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Aug 9, 2023	Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2023 · Amount on File
Deed Sale	Aug 9, 2023 · Amount on File
Deed Document Number	202320383
Deed Book / Page	7518 / 2471
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	75 SCOTT DR, WATCHUNG, NJ 07069-6300
Transaction Type	Mortgage
Record Updated	Nov 6, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 SCOTT DR, WATCHUNG, NJ 07069-6300

Mortgage

Document Number	0000030056
Date	Oct 27, 2025
Book Page	7646/2815
Instrument	2025030056

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Nov 1, 2035
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Index	SOFR Average 30-Day
Max Rate	10.8%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	75 SCOTT DR, WATCHUNG, NJ 07069-6300
Transaction Type	Mortgage
Record Updated	Apr 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008855
Date	Apr 15, 2024
Book Page	7552/3025
Instrument	2024008855

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 9, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Aug 9, 2023
Property Address	75 SCOTT DR, WATCHUNG, NJ 07069-6300
Document Number	0000020383
Book / Page	7518 / 2471
Instrument Date	Jun 23, 2023
Instrument	2023020383
Transaction Type	Transfer
Record Updated	Aug 23, 2023
Title Company	WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,995.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	75 SCOTT DR, WATCHUNG, NJ 07069-6300

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 SCOTT DR, WATCHUNG, NJ 07069-6300

Mortgage

Document Number	0000020384
Date	Aug 9, 2023
Book Page	7518/2478
Instrument	2023020384

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 75 Scott Dr was $24,835, up 5.4% from the year before.

Source: Somerset County and Watchung Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Watchung Borough
Elementary School District	Watchung Borough School District (KG - 08)
Secondary School District	Watchung Hills Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,347,500 (+5.91%) Land $468,400 Building $879,100	$1,347,500 (+5.91%) Land $468,400 Building $879,100
2025	$24,835.00 (+5.38%)	$1,272,300 Land $437,700 Building $834,600	$1,272,300 Land $437,700 Building $834,600
2024	$23,566.00
2023		$1,113,100 (+2.98%) Land $382,200 Building $730,900	$1,113,100 (+2.98%) Land $382,200 Building $730,900
2022	$22,709.00 (+1.57%)	$1,080,900 Land $374,700 Building $706,200	$1,080,900 Land $374,700 Building $706,200
2021	$22,357.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 75 Scott Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	15 (1978–2025)
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 4 claims Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 75 Scott Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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