75 Sandy Rdg, Texarkana, TX 75501 Property Records

Bowie County property record for 75 Sandy Rdg, Texarkana, TX 75501

Property Summary

Property Type	Single Family Home
Details	2,556 sqft · built 2020
Lot Size	4.67 acres (203,425 sqft)
Owner	2 Individual Names on Record
Last Sale	$485,685 (Apr 2026)
Tax Bill	$4,522 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12820014805`

Property Details

APN / Parcel Number

Primary APN	`12820014805`
Alternative APN	`98523`

Interior

Building Area	2,556 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	203,425 sqft (4.67 acres)
Total Buildings	2 Buildings

Location & Zoning

Account Number	12820014805
Street Address	75 SANDY RDG
City	TEXARKANA
State	TX
Zip	75501-0079
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KROUSE SUBD OF PAYNELANDS 2021-1849 02/22/21 BLK/TRACT 44A 4.67 ACRES
Legal Subdivision	KROUSE SUBD
Legal Block	44A
Jurisdiction	BOWIE TX
Township / Civil Division	MAUD-REDWATER
Census Block Group	3
Census Block	3004
Census Tract	11404

Owner

Source: Bowie County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	75 SANDY RDG, TEXARKANA, TX 75501-0079
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Apr 27, 2026	Deed, Transfer · Conventional Mortgage LOWER LLC
Feb 22, 2021	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage MORTGAGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2026 · Amount on Record
Deed Sale	Apr 27, 2026 · Amount on Record
Prior Sale	Feb 22, 2021 · Amount on Record
Deed Document Number	20264088
Prior Transfer Date	Feb 12, 2021
Prior Transfer Doc	0000001849
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOWIE TX
Property Address	75 SANDY RDG, TEXARKANA, TX 75501-0079
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 SANDY RDG, TEXARKANA, TX 75501-0079
Investor	Possibly a Property Investor

Mortgage

Document Number	202500011224
Date	Nov 13, 2025
Instrument	2025-00011224

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BOWIE TX
Recording Date	Apr 27, 2026
Property Address	75 SANDY RDG, TEXARKANA, TX 75501-0079
Document Number	202600004088
Instrument Date	Apr 20, 2026
Instrument	20264088
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	75 SANDY RDG, TEXARKANA, TX 75501-0079

Mortgage

Document Number	0000004089,
Date	Apr 27, 2026
Instrument	20264089

Lender

Name	LOWER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

February 2021: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BOWIE TX
Recording Date	Feb 22, 2021
Property Address	75 SANDY RDG, TEXARKANA, TX 75501-0079
Document Number	202100001849
Map Reference	VOL 40 PG 84
Instrument Date	Feb 12, 2021
Instrument	2021-00001849
Transaction Type	Subdivision Related Transfer
Record Updated	May 15, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 SANDY RIDGE, TEXARKANA, TX 75501-0079
Investor	Possibly a Property Investor

Mortgage

Document Number	202100001850
Date	Feb 22, 2021
Instrument	2021-00001850

Lender

Name	MORTGAGE FINANCIAL SERVICES INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Bowie County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bowie County
Unified School District	Redwater Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,522.00 (+4.46%) Homeowner's exemption	$419,084 (+21%)	$437,853 (-) Land $39,025 Building $398,828
2024	$4,329.00 (+12.35%)		$437,853 (+8.05%) Land $39,025 Building $398,828
2023	$3,853.00 (-17.65%) Homeowner's exemption	$346,350	$405,244 Land $39,025 Building $366,219
2021	$4,679.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 61% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF REDWATER serves 4,356 people · EPA ID TX0190008
Water Source	Purchased surface water from TEXARKANA WATER UTILITIES
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2021) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Windstream DSL · Fiber in parts of the area	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sandy Rdg

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures