Waldo County and Palermo Town property record for 75 Sandy Cv, Palermo, ME 04354
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.24 acres (54,014 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,031 (2024) |
| Deeds & Mortgages | Jul 2026 Mortgage Sep 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | PALE M:R5 L:69-26 |
| Primary APN | PALE M:R5 L:69-26 |
|---|---|
| Alternative APNs |
|
| Architectural Style | Multi-Family |
|---|---|
| Lot Area | 54,014 sqft (1.24 acres) |
| Account Number | 1195 |
|---|---|
| Street Address | 75 SANDY CV |
| City | PALERMO |
| State | ME |
| Zip | 04354-6234 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 69-26 |
| Jurisdiction | PALERMO ME |
| Township / Civil Division | PALERMO |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 46001 |
75 Sandy Cv is owned and occupied by two individuals.
Source: Waldo County and Palermo Town records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 75 SANDY CV, PALERMO, ME 04354-6234 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 20, 2026 | Deed of Trust, Mortgage KV FEDERAL CREDIT UNION |
| Sep 6, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance MAINE STATE CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALERMO ME |
| Recording Date | Jul 20, 2026 |
| Property Address | 75 SANDY CV, PALERMO, ME 04354-6234 |
| Document Number | 0000005687 |
| Book / Page | 5248 / 288 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 20265687 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 75 SANDY CV, PALERMO, ME 04354-6234 |
| Document Number | 0000005687, |
|---|---|
| Date | Jul 20, 2026 |
| Book Page | 5248/288 |
| Instrument | 20265687 |
| Name | KV FEDERAL CREDIT UNION |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Aug 1, 2041 |
| Rate | 5.84% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALERMO ME |
| Property Address | 75 SANDY CV, PALERMO, ME 04354-6234 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004839/288 |
|---|---|
| Date | Sep 6, 2022 |
| Book Page | 4839/288 |
| Instrument | 2022-8477 |
| Name | MAINE STATE CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2037 |
Source: Waldo County and Palermo Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Waldo County |
| County Subdivision | Palermo Town |
| Unified School District | Regional School Unit 12 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2024 | $3,031.00 (+4.52%) | $263,600 (-) Land $40,100 Building $223,500 |
| 2023 | $2,900.00 (+5.8%) | $263,600 (-) Land $40,100 Building $223,500 |
| 2022 | $2,741.00 | $263,600 Land $40,100 Building $223,500 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 75 Sandy Cv in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 75 Sandy Cv is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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