75 Saddle Lakes Dr, Riverhead, NY 11901 Property Records

Suffolk County and Riverhead Town property record for 75 Saddle Lakes Dr, Riverhead, NY 11901

Property Summary

Property TypeDuplex
Details2 bd · 1.5 ba · 1,386 sqft · built 2002
Lot Size0.28 acres (12,197 sqft)
OwnerCompany Name on Record
Last Sale$384,000 (Aug 2017)
Tax Bill$5,049 (2024)
Deeds & MortgagesApr 2021 Sale
Apr 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN473000 82.1-1-75

Property Details

APN / Parcel Number

Primary APN473000 82.1-1-75
Alternative APNs
  • 0600-082.01-01.00-075.000
  • 300008200100010750000000
  • 4730008260
  • 17

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,386 sqft Living Area
Gross Area1,666 sqft
1st Floor Area1,386 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Lot Area12,197 sqft (0.28 acres)
Garage TypeAttached
Garage Area200 sqft
Parking Spaces1 Parking Space
PorchCovered Porch
Porch Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number17
Street Address75 SADDLE LAKES DR
CityRIVERHEAD
StateNY
Zip11901-1873
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionSADDLE LAKES CONDOMIN III#304 5/3/01 CONDO 4 UNIT 75
Legal SubdivisionSADDLE LKS CONDO III
Legal Block1
Legal Lot Number75
JurisdictionSUFFOLK NY
Township / Civil DivisionRIVERHEAD
Census Block Group2
Census Block2006
Census Tract169903

Owner

Source: Suffolk County and Riverhead Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address75 SADDLE LAKES DR, RIVERHEAD, NY 11901-1873
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2021Warranty Deed, Transfer
Apr 30, 2021Warranty Deed, Transfer
Aug 9, 2017Grant Deed, Transfer · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 9, 2017 · Amount on Record
Deed SaleAug 9, 2017 · Amount on Record
Prior SaleDec 5, 2001 · Amount on Record
Deed Book / Page12924 / 288
Last Transfer DateJan 12, 2021
Transfer Doc0131020351
Record UpdatedOct 29, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUFFOLK NY
Recording DateApr 30, 2021
Property Address75 SADDLE LAKES DR, RIVERHEAD, NY 11901-1873
Document Number0131020350
Book / Page13102 / 350
Instrument DateFeb 13, 2021
Transaction TypeTransfer
Record UpdatedApr 21, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUFFOLK NY
Recording DateApr 30, 2021
Property Address75 SADDLE LAKES DR, RIVERHEAD, NY 11901-1873
Document Number0131020351
Book / Page13102 / 351
Instrument DateJan 12, 2021
Transaction TypeTransfer
Record UpdatedApr 21, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSUFFOLK NY
Recording DateAug 9, 2017
Property Address75 SADDLE LAKES DR, RIVERHEAD, NY 11901-1873
Document Number0129240288
Book / Page012924 / 000288
Instrument DateJul 27, 2017
Transaction TypeTransfer
Record UpdatedAug 25, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,536.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address14 DEBBIE TRL HAMPTON BAYS NY 119461996, HAMPTON BAYS, NY 11946-1996

Mortgage

Document Number228410857
DateAug 9, 2017
Book Page022841/000857
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 8, 2047

Tax Assessment & Valuation

Source: Suffolk County and Riverhead Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionRiverhead Town
Unified School DistrictRiverhead Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$27,900 (-) Land $4,000 Building $23,900$341,912 (+13.85%) Land $49,020 Building $292,892
2024$5,049.00
2023$27,900 Land $4,000 Building $23,900$300,323 Land $43,057 Building $257,266

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIVERHEAD WATER DISTRICT
serves 35,000 people · EPA ID NY5103705
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrite
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000

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