75 S Waters Edge Dr, Covington, GA 30014 Property Records

Newton County property record for 75 S Waters Edge Dr, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,518 sqft · built 2009
Lot Size	2.21 acres (96,268 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Jul 2018)
Tax Bill	$5,780 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Jul 2018 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0095B-00000-006-000`

Property Details

APN / Parcel Number

Primary APN	`0095B-00000-006-000`
Alternative APNs	`0095B 006` `31170`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	3,518 sqft Heated Area
1st Floor Area	3,173 sqft
Basement Area	2,856 sqft
Finished Basement	2,856 sqft
Unfinished Basement	3,173 sqft
Utility Area	129 sqft
Utility Room	Utility Room
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2016
Exterior Material	Fiber Cement Siding
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	96,268 sqft (2.21 acres)
Garage Area	1,008 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	900 sqft
Deck Area	462 sqft
Patio Area	822 sqft
Water Feature	Water Feature

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	31170
Street Address	75 S WATERS EDGE DR
City	COVINGTON
State	GA
Zip	30014-0611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	LT 6 WATERS EDGE ON LAKE
Legal Subdivision	WATER'S EDGE ON LAKE VARNER
Legal Lot Number	6
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	4
Census Block	4003
Census Tract	100101

Owner

75 S Waters Edge Dr is owned and occupied by two individuals who bought it in July 2018.

Source: Newton County records, as of December 16, 2025

Owner of Record	2 Individual Names on File
Mailing Address	75 S WATERS EDGE DR, COVINGTON, GA 30014-0611
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage VICTORY MTG
Jul 31, 2018	Warranty Deed, Construction Loan · Line of Credit UNITED BK
Jul 31, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 14, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2018 · Amount on File
Deed Sale	Jul 16, 2018 · Amount on File
Prior Sale	May 15, 2007 · Amount on File
Deed Document Number	20182964
Deed Book / Page	3730 / 204
Prior Transfer Date	Mar 5, 2018
Prior Transfer Doc	0003443676
Record Updated	Jun 8, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	75 S WATERS EDGE DR, COVINGTON, GA 30014-0611
Document Number	0038930014
Instrument Date	Aug 16, 2019
Transaction Type	Mortgage
Record Updated	Oct 1, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	75 S WATERS EDGE DR COVINGTON GA 300140611, COVINGTON, GA 30014-0611

Mortgage

Document Number	0038930014
Date	Sep 12, 2019
Book Page	003893/000014
Instrument	11867

Lender

Name	VICTORY MTG
Type	Mortgage Company
Address	FORT MITCHELL, KY 41017

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 11, 2049

July 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Jul 31, 2018
Property Address	75 S WATERS EDGE DR, COVINGTON, GA 30014-0611
Document Number	0037300204
Book / Page	003730 / 000204
Instrument Date	Jul 16, 2018
Instrument	9318
Transaction Type	Construction Loan
Record Updated	Sep 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$600.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	75 S WATERS EDGE DR COVINGTON GA 300140611, COVINGTON, GA 30014-0611

Mortgage

Document Number	37300206
Date	Jul 31, 2018
Book Page	003730/000206
Instrument	9319

Lender

Name	UNITED BK
Type	Bank
Address	BARNESVILLE, GA 30204

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jul 30, 2019

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	37300217,
Date	Jul 31, 2018
Book Page	003730/000217
Instrument	9320

Lender

Name	UNITED BK
Type	Bank
Address	BARNESVILLE, GA 30204

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jul 30, 2019

Interest

Rate Type	Adjustable Rate

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWTON GA
Recording Date	Jul 31, 2018
Property Address	75 S WATERS EDGE DR, COVINGTON, GA 30014-0611
Document Number	0037300203
Book / Page	003730 / 000203
Instrument Date	Jul 16, 2018
Instrument	9317
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	75 S WATERS EDGE DR COVINGTON GA 300140611, COVINGTON, GA 30014-0611

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWTON GA
Recording Date	Mar 14, 2018
Property Address	75 S WATERS EDGE DR, COVINGTON, GA 30014-0611
Document Number	0036760346
Book / Page	003676 / 000346
Instrument Date	Mar 5, 2018
Instrument	3073
Transaction Type	Transfer
Record Updated	Apr 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	75 S WATERS EDGE DR COVINGTON GA 300140611, COVINGTON, GA 30014-0611

Tax Assessment & Valuation

The 2025 property tax bill for 75 S Waters Edge Dr was $5,780 with exemptions applied.

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,780.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$355,640 Land $90,000 Building $265,640	$889,100 Land $225,000 Building $664,100
2023		$302,080 Land $65,000 Building $237,080	$755,200 Land $162,500 Building $592,700
2022	$8,047.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 75 S Waters Edge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 75 S Waters Edge Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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