75 S Trade St, Tryon, NC 28782 Property Records

Polk County property record for 75 S Trade St, Tryon, NC 28782

Property Summary

Property Type	Office Building
Details	2 bd · 2 ba · 2,809 sqft · built 1930
Lot Size	0.47 acres (20,473 sqft)
Owner	Company Name on Record
Last Sale	$300,000 (Jun 2023)
Tax Bill	$1,576 (2025)
Deeds & Mortgages	Jun 2026 Construction Loan Jun 2023 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`T8-F18`

Property Details

APN / Parcel Number

Primary APN	`T8-F18`
Alternative APN	`55294`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Units	5 Units
Building Area	2,809 sqft Finished Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1990
Exterior Material	Stucco
Roof Type	Flat
Lot Area	20,473 sqft (0.47 acres)

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	55294
Street Address	75 S TRADE ST
City	TRYON
State	NC
Zip	28782-8708
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	M
Legal Description	T8B, 0T82 TRYON AREA 82
Legal Subdivision	TRYON AREA 82
Jurisdiction	POLK NC
Township / Civil Division	TRYON
Census Block Group	4
Census Block	4010
Census Tract	920304

Owner

Source: Polk County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	80 COUNTRY CLUB RD, TRYON, NC 28782-9654
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed of Trust, Mortgage · Construction Mortgage NONE LISTED ON DOCUMENT
Jun 30, 2023	Special Warranty Deed, Transfer · Line of Credit LUMBEE GUARANTY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2023 · Amount on Record
Deed Sale	Jun 30, 2023 · Amount on Record
Deed Book / Page	479 / 191
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Recording Date	Jun 18, 2026
Property Address	75 S TRADE ST, TRYON, NC 28782-8708
Document Number	0500001441
Book / Page	500 / 1441
Instrument Date	Jun 18, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0500001441,
Date	Jun 18, 2026
Book Page	500/1441

Lender

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate	6.51%
Max Rate	-1%

June 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jun 30, 2023
Property Address	75 S TRADE ST, TRYON, NC 28782-8708
Document Number	000479/191
Book / Page	479 / 191
Map Reference	FILE G PG 459
Instrument Date	Jun 23, 2023
Transaction Type	Transfer
Record Updated	Jul 25, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1901 PONCE DE LEON AVE NE, ATLANTA, GA 30307-1337

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80 COUNTRY CLUB RD, TRYON, NC 28782-9654

Mortgage

Document Number	000479/194
Date	Jun 30, 2023
Book Page	479/194

Lender

Name	LUMBEE GUARANTY BANK
Type	Bank
Address	FAYETTEVILLE, NC 28304

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Municipality	Tryon Town
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,576.00 (-18.68%)	$340,539 (+0.6%) Land $112,800 Building $227,739	$340,539 (+0.6%) Land $112,800 Building $227,739
2023	$1,938.00 (+3.58%)	$338,492 (-) Land $96,000 Building $242,492
2022	$1,871.00	$338,492 Land $96,000 Building $242,492
2021			$338,492 Land $96,000 Building $242,492

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TRYON serves 5,494 people · EPA ID NC0175010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Windstream DSL · Fiber in parts of the area	200 / 20

May also be available: Pangaea Internet.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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